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  1. Asked: April 1, 2026In: TAXATION & COMPLIANCE

    How Do I File Personal Income Tax (PIT) Online in Lagos State Using a Smartphone as an Unemployed Individual?

    Rose
    Rose Contributor Profile Credentials
    Added an answer on April 17, 2026 at 4:10 pm

    Yes — you should still file. But… 👉 you will file what is called a NIL RETURN What Is NIL Return? It simply means: 👉 “I earned NO taxable income last year” Let Me Explain With a Simple Story Mama Ngozi didn’t sell tomatoes throughout 2025. At the end of the year… She still goes to report: 👉 “I madeRead more

    Yes — you should still file.
    But…
    👉 you will file what is called a NIL RETURN
    What Is NIL Return?
    It simply means:
    👉 “I earned NO taxable income last year”
    Let Me Explain With a Simple Story
    Mama Ngozi didn’t sell tomatoes throughout 2025.
    At the end of the year…
    She still goes to report:
    👉 “I made nothing”
    That is:
    ✓ compliance
    ✓ no penalty

    The Authority You’ll Use
    👉 Lagos State Internal Revenue Service
    Oya… Let’s Do It Step-by-Step (Using Your Phone)
    STEP 1: Open the Website
    On your phone browser:
    👉 Go to: https://lirs.net
    STEP 2: Click “eTax / Self-Service Portal”
    Look for:
    • eTax
    • Taxpayer Login

    Tap it.
    STEP 3: Login
    Enter:
    • TIN (your tax ID)
    • Payer ID
    • Password

    If You Don’t Have Password
    Click:
    👉 “Forgot Password”
    Reset it.
    STEP 4: Go to “File Annual Return”
    After login:
    Tap:
    👉 “Annual Returns”
    or
    👉 “File Return”

    STEP 5: Select Year
    Choose:
    👉 2025
    STEP 6: Enter Income
    This is the key part
    Since you were unemployed:
    👉 Enter:
    • Income = ₦0
    STEP 7: Confirm NIL Return
    There is usually an option like:
    ✓ “No Income”
    ✓ “Nil Return”

    Select it.
    STEP 8: Submit
    Tap:
    👉 Submit
    STEP 9: Download Proof
    Very important:
    • screenshot confirmation
    • download acknowledgment

    STEP 10: Payment
    👉 No payment required
    Because:
    ✓ no income = no tax
    Important Warning
    Do NOT include:
    • money from family
    • gifts
    • random transfers

    Those are:
    👉 NOT taxable
    Common Mistakes to Avoid
    • not filing at all
    • assuming “no income = no action”
    • rushing submission
    • not saving proof

    Deadline Reminder
    👉 Filing deadline: April 14, 2026
    Let Me Be Honest With You
    Government mainly wants:
    ✓ record
    ✓ compliance

    Even if you earned nothing.
    Final Truth
    Filing tax when unemployed is simple:
    👉 Declare zero
    👉 Submit
    👉 Keep proof

    Let Me Leave You With This
    Tax is not only about paying money.
    It is also about:
    ✓ staying compliant
    Once you understand that…
    You will never be confused again.
     

    Rose Ejituru

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  2. Asked: April 6, 2026In: TAXATION & COMPLIANCE

    How Can I File My Personal Income Tax Correctly in Anambra State, Nigeria as a Contractor?

    Ochoyoda
    Ochoyoda Intermediate
    Added an answer on April 6, 2026 at 8:02 pm

    If you're in Anambra State and working in the construction industry, your tax filing is usually done through Direct Assessment (Self-Employed Personal Income Tax) — not based on total money entering your account, but based on your profit (after deducting client expenses). Let me break it down clearlRead more

    If you’re in Anambra State and working in the construction industry, your tax filing is usually done through Direct Assessment (Self-Employed Personal Income Tax) — not based on total money entering your account, but based on your profit (after deducting client expenses).
    Let me break it down clearly 👇
    1. First — Understand What You Should Be Taxed On
    Since you said:
    “Most money to me are for clients money to buy materials and pay labour”
    You DO NOT PAY TAX on:
    Client money for materials
    Labour payments
    Transport for project
    Site expenses
    You ONLY PAY TAX on:
    Your profit
    Your management fee
    Your commission
    Your contractor margin
    Example:
    Project Value = ₦5,000,000
    Materials = ₦3,800,000
    Labour = ₦800,000
    Your Profit = ₦400,000
    👉 You are taxed on ₦400,000 only (not ₦5M)
    This is very important for construction professionals.
    2. Where To File in Anambra State
    You can file through Anambra State Internal Revenue Service (AIRS) which is responsible for assessing and collecting personal income tax in the state.
    airs.an.gov.ng
    You can file:
    Option A — Online
    Use the official portal:
    https://tax.services.an.gov.ng
    anambrastate.gov.ng
    Option B — Visit Tax Office (Recommended for First Time)
    You can visit any of these:
    Revenue House Awka
    Anambra State Board of Internal Revenue
    Tax Office
    They will help you file Direct Assessment.
    3. Documents You Should Take
    Go with:
    ✔ Bank statement (optional but useful)
    ✔ Project records (even rough notebook is fine)
    ✔ ID card (NIN or Voter card)
    ✔ Phone number
    ✔ Address
    You don’t need CAC if you’re operating personally.
    4. How They Calculate Your Tax (Simple Method)
    Usually they ask:
    What type of construction work?
    How many projects last year?
    Your estimated profit
    Then they compute tax using Personal Income Tax rates.
    Typical Example:
    Profit ₦1,500,000 yearly
    Tax may be around:
    ₦30,000 — ₦90,000 yearly (approx depending on reliefs)
    5. Deadline (Important)
    The Anambra IRS extended the 2026 filing deadline to April 30, 2026, giving taxpayers extra time to submit returns. �
    Punch Newspapers +1
    So you’re still within time.
    6. Pro Tip (Very Important for Construction Professionals)
    Start keeping simple records like:
    Project
    Client
    Cost
    Labour
    Profit
    House Build
    Mr John
    5M
    800k
    400k
    Even simple notebook is enough.
    This helps you:
    Pay less tax legally
    Avoid over-assessment
    Get Tax Clearance Certificate (TCC)

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  3. Asked: March 30, 2026In: TAXATION & COMPLIANCE

    Tax Deadline Is March 31 – How Can I File My Personal Income Tax in Lagos Nigeria Easily?

    Iking Ferry
    Best Answer
    Iking Ferry Fokona CEO Investment Strategist and Financial Literacy Advocate
    Added an answer on March 30, 2026 at 10:30 pm

    Before we start… Lagos State Government has extended the tax filing deadline to April 14, 2026. So if you were rushing before, relax… But don’t delay again ooh, use this extra time wisely. Let Me Explain.. Imagine Mama Ngozi sells tomatoes in Lagos. One day she hears: “Tax deadline is here ooh!, It'Read more

    Before we start…

    Lagos State Government has extended the tax filing deadline to April 14, 2026.

    So if you were rushing before, relax…

    But don’t delay again ooh, use this extra time wisely.

    Let Me Explain..

    Imagine Mama Ngozi sells tomatoes in Lagos.

    One day she hears:

    “Tax deadline is here ooh!, It’s on the 31st of March ooh!”

    She panics:

    “Ah! I don’t understand this thing o…”

    If you feel like Mama Ngozi, relax.

    As your Financial Literacy Advocate, I will break it down step by step.

    First… What Exactly are You Are Filing?

    You are NOT filing 2026 tax.

    You are declaring the money you earned from:

    January – December 2025

    That is what Lagos State wants.

    Here’s a Step by Step Process to File your Personal Income Tax Annual Returned in Lagos

    STEP 1: Get Your TIN (Tax Identification Number)

    Go to Google and search:

    Tax Identification Number in Nigeria

    Open the Nigeria Revenue Service official portal: taxid.nrs.gov.ng

    Enter your NIN

    Enter your Date of Birth

    Generate your TIN

    This is your tax identity. Keep it safe.

    STEP 2: Create Your Lagos Tax Account (LIRS)

    Go to: etax.lirs.net

    Create an account using:

    Your BVN (recommended)

    Your personal details

    Then generate your:

    Lagos Payer ID

    Note:

    Individuals = starts with N-

    Companies = starts with C-

    STEP 3: Login to Your Dashboard

    Use:

    Your newly created Payer ID

    Your Password

    STEP 4: File Your Annual Return

    Click:

    “File Annual Return”

    VERY IMPORTANT (This is Where Many People Make Mistake)

    If you earn:

    ₦100,000 per month

    Do NOT enter ₦100,000.

    Multiply it:

    ₦100,000 × 12 = ₦1,200,000

    That is your annual income.

    This applies to Salary Earners and Business Owners, including Freelancers or Content Creators… You are to pay from your Net Income.

    STEP 5: Add Other Income (If Any)

    You may see:

    Rent

    Business income

    Dividends

    If you have them, include them

    If not, skip

    STEP 6: Add Tax Relief (Very Important)

    You may see:

    Pension

    Insurance

    Mortgage

    Add them if you have them

    This will reduce your tax

    STEP 7: Submit

    After filling everything:

    Click Submit

    The system will calculate your tax automatically.

    Here’s the Secret Many People Don’t Know

    If your income is small…

    You may pay:

    Zero tax

    But… if you don’t file at all…

    You will pay penalty of ₦100,000 and a subsequent ₦50,000 for each of the following Month until you file your Annual Returned.

    Now that deadline has been extended to: April 14, 2026

    Don’t say:

    “I will do it later…”

    Do it now.

    IN SIMPLE SUMMARY:

    Get your TIN

    Create your LIRS account

    Calculate your annual income

    Submit your return

    That’s all.

    The problem is not tax…

    The problem is lack of understanding

    Once you understand it…

    Everything becomes simple.

    If you still have questions…

    Ask here on Fokona

    That is why this platform exists..

    To make money, tax, and investing simple for everyone.

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