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PERSONAL FINANCE

This section focuses on managing your daily money in Nigeria. Learn how to control expenses, manage income, build an emergency fund, and develop strong financial habits. Ask questions and get practical answers to improve your financial life.

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DXP ACADEMY
DXP ACADEMY
Asked: June 5, 2026In: PERSONAL FINANCE

Where Can I Get an ₦800,000 Loan in Nigeria With a 2-Year Repayment Tenor?

Where can I get a loan of #800000 (Eight hundred thousand naira) Tenor: 2 Years Am ready to repay at the interest rate of 20% per year Monthly repayment: Capital + interest

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Anonymous
Anonymous
Asked: June 6, 2026In: PERSONAL FINANCE

Where Can I Find Reliable Individual Money Lenders in Nigeria?

Seeking for individual money Lenders and ready to negotiate the appropriate % interest rates Recommendation is welcome

investormoney lenderpersonal loan
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Musa Ashom
Musa Ashom
Asked: March 22, 2026In: PERSONAL FINANCE

Is Investing ₦10,000 Monthly in an Equity Fund Worth It for Retirement in Nigeria?

Is it worth it for someone to start investing say 10,000NGN now into an equity fund and every month for the next 20 years as an retirement investment?

equity fundinvestment
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HembaCyprian
HembaCyprian
Asked: March 31, 2026In: PERSONAL FINANCE

Can a self employed person participate in pension?

Can a self employed person have access to a pension scheme? And what recommendations of a particular scheme will you have for a newbie

pensionpension scheme
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OBODOUGO CALLISTUS TOCHUKWU
OBODOUGO CALLISTUS TOCHUKWU
Asked: March 22, 2026In: PERSONAL FINANCE

Where to Invest ₦50 Million in Nigeria for Stable Returns Over 2 Years

If someone has 50million naira, and don’t want to use it for a period of 2 years, what is the best investment assets either papers investment or other investment is the best to invest the money, that is secured, reliable, ...Read more

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Mbonu Lucky
Mbonu Lucky
Asked: March 22, 2026In: PERSONAL FINANCE

Where Should I Save or Invest Money in Nigeria to Get Higher Interest and Returns?

Instead of keeping my upkeep money in our local commercial banks with little or zero interest, please what are other places to keep it while it makes returns for me?

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Anonymous
Anonymous
Asked: April 16, 2026In: PERSONAL FINANCE

Should I Take a Loan to Invest in Stocks in Nigeria? Advice for Low-Income Earners

Good evening sir/ma, please i need your advice am an okada rider and am still single, i want to take loan from cooperative society that i belonged to and invest it in stock market, Thank you

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Adamu Halilu Danmusa
Adamu Halilu Danmusa
Asked: April 21, 2026In: PERSONAL FINANCE

What advice will you give me as salary earner?

I’m a salary earner and I want to start something important for my future. Always am confused about what should I do? Time is going, waiting for opportunity and others are gaining. Your advice is really needed please 🙏 sir ...Read more

financial planning nigeriapersonal finance nigeriasalary earners nigeria
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