My name is Mbadiwe Ikechukwu, popularly known as Iking Ferry.And today…I am not just writing a blog post.I am documenting the beginning of a mission. Let me say something very simple…But very powerful.Most people are not poor because they are ...
Fokona Latest Articles
Why Companies Don’t Return Your Money Immediately After Buying Shares in Nigeria
Iking Ferry
Many Nigerians still don’t fully understand how the stock market works in Nigeria, especially why you need another buyer before selling your shares. This confusion has made many people afraid of investing in Nigerian stocks. But the truth is, the ...
How Nigeria’s Telecom Sector Is Creating the Next Generation of Millionaires and Billionaires
Iking Ferry
Nigeria is experiencing one of the biggest digital transformations in Africa, and many people still do not understand what is happening. According to the National Bureau of Statistics (NBS) Q3 and Q4 2025 telecom reports, internet subscriptions and data consumption ...
Why Your Dividend Is Smaller Than the Money You Used to Buy Shares in Nigeria
Iking Ferry
Many Nigerians still don’t understand how dividend works in Nigeria. Some people invest millions of naira in shares and become shocked when the dividend they receive looks “small.” The truth is this: dividend is not based on the amount of ...
Why Zenith Bank Share Price Dropped After Dividend Declaration – Technical Adjustment Explained
Iking Ferry
Most Nigerians lose money in the stock market not because they invested in bad companies… But because they do not understand how the market actually works. One of the biggest areas where beginners get confused is something called: “Technical Adjustment.” ...
What is NGX Premium Board? (Explained Simply Using Dangote Refinery IPO in Nigeria)
Iking Ferry
Last week, I asked a simple question: “If Dangote Refinery IPO is listed on the Premium Board… do you understand what that means?” Many people said: “Iking, please explain.” So today…. As your Financial Literacy Advocate, let me break it ...
2026 Dividend Stocks in Nigeria: Complete List + Dates (Explained Simply)
Iking Ferry
If you have been searching for 2026 dividend stocks in Nigeria, then this is the most complete and simplified guide you will find today. In this article on Fokona, I will show you the full list of dividend-paying companies in ...
Money Market Mutual Fund in Nigeria Explained: How Interest Rates Really Work
Iking Ferry
If you are investing in Nigeria, one of the most common questions people ask is: “If I invest in a money market mutual fund at 20% interest and the rate drops to 17%, what happens to my money?” This guide ...
Best Money Market Funds in Nigeria (2026): Simple Guide for Beginners
Iking Ferry
Many Nigerians today are looking for safe ways to grow their money without losing it. That’s why money market funds are becoming very popular. As of March 2026, Nigerians have invested over ₦5.46 trillion in money market funds. That’s huge! ...
Why Most CVs in Nigeria Fail in 10 Seconds (Simple Truth Nobody Will Tell You)
Iking Ferry
A few days ago, I asked people to send their CVs to Fokona. What I saw shocked me. If I open your CV today… There is a 90% chance I will not read it to the end. Not because I’m ...