This isn’t an app glitch—you’re running into how BVN data propagation works in Nigeria.
1. What’s actually happening
When you updated your number at the bank, the change was made on:
Nigeria Inter-Bank Settlement System (NIBSS – BVN database)
But apps like:
InvestNaija
do not read BVN data in real-time.
They rely on:
Cached data
Periodic sync from NIBSS
Third-party KYC providers
👉 So your app is still seeing your old phone number.
2. Why reinstalling didn’t fix it
Deleting the app doesn’t matter because:
The issue is server-side (KYC records)
Not your phone or app cache
3. The real delay (important)
BVN updates typically take:
24 – 72 hours → to reflect across systems
Sometimes up to 5 working days
👉 If you changed it very recently, this is normal.
4. What you should do (step-by-step)
Step 1 — Wait a bit more (if change was recent)
If it’s been:
Less than 72 hours → wait
More than 3–5 working days → move to step 2
Step 2 — Force a fresh KYC verification
Inside the app:
Look for:
“Update profile”
“Re-verify BVN”
“KYC verification”
If not available:
Log out and log in again after a few days
Step 3 — Contact InvestNaija properly (don’t rely on chat)
You need escalation, not chat support.
Send a clear email (better than chat):
Subject: BVN Phone Number Update Not Reflecting
I updated my BVN phone number at my bank, but InvestNaija is still requesting verification via my old number.
Kindly refresh my BVN/KYC records or enable alternative verification.
BVN: [last 4 digits only]
Registered name: [your name]
Step 4 — Ask for manual override
Tell them specifically:
“Please trigger a backend BVN revalidation or allow manual KYC verification.”
👉 This is the exact language that gets faster action.
5. If it still doesn’t work (fallback)
You have 2 options:
Option A — Wait for full system sync
Usually resolves automatically within a few days
Option B — Use another platform temporarily
If urgent, consider:
Cowrywise
ARM One
These sometimes allow smoother BVN revalidation
6. Key lesson (important for future)
Anytime you update BVN details:
Expect delay across fintech apps
Always allow a few days before re-verifying
Bottom line
Your BVN update is successful ✅
InvestNaija is still seeing old data ❌
This is normal delay or KYC sync issue
Solution = wait + force revalidation + escalate via email
If you want, I can:
Help you draft a strong escalation message
Or check if your BVN update is likely already synced based on timing

Short answer: Yes — but not immediately.
When you buy FGN Savings Bond, it does NOT reflect instantly in your brokerage app like stocks.
Here is what normally happens:
What Happens After Buying FGN Savings Bond
You subscribe (e.g. April 2026 offer)
Offer closes
Government processes allotment
Units are credited to your CSCS account
Then it reflects in your brokerage app (InvestNaija)
This process usually takes 3–10 working days after offer closes.
For example:
April 2026 FGN Savings Bond
Opened: April 7, 2026
Closed: April 10, 2026
After that, allotment and settlement follow before investors see holdings.
Where You Should Check in InvestNaija
Look in these sections:
Portfolio
Fixed Income
Bonds
Investments
Holdings
Some apps put it under “Other Investments” or “Fixed Income”
Very Important (Most People Miss This)
FGN Savings Bond is:
Not a stock
Not a mutual fund
It is a government bond
So sometimes it doesn’t show in the same place as shares.
If You Still Can’t See It
Check these:
1. Did you receive confirmation email?
You should receive:
Subscription confirmation
Allotment confirmation (later)
2. Check your CSCS Account
FGN savings bond is credited to CSCS account, not always directly to app.
When You Should Be Concerned
Don’t worry yet if:
You bought within last 1–7 days
Worry only if:
2 weeks passed
No email
No reflection
What I Recommend Now
Wait until:
Next week (5–7 working days)
If still not reflecting:
Contact InvestNaija support
Since you’re actively building your investments (stocks, MMF, bonds), you’re actually doing what smart investors do — diversifying. That’s very good. 📈