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Fokona

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INVESTING & WEALTH BUILDING

This section answers real questions about investing in Nigeria. Learn how to invest in stocks market, treasury bills, bonds, NIDF, Commecial Papers and other opportunities. Whether you are a beginner or experienced, you will find simple guidance to grow your money.

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Fokona Community
Fokona CommunityCommunity Desk
Asked: April 13, 2026In: INVESTING & WEALTH BUILDING

Why Do Bank Money Market Mutual Funds Pay Lower Interest (14%–15%) Than Investment Apps Offering 18%–20% in Nigeria?

One of our Community Members Ask this Question to Mr. Iking Ferry Good day sir, I have been trying to understand something about money market mutual funds in Nigeria, and I’m a bit confused. I noticed that: Some banks ...Read more

mmf investmentmoney market mutual fund
1
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  • 1 1 Answer
Pinned
Fokona Community
Fokona CommunityCommunity Desk
Asked: April 8, 2026In: INVESTING & WEALTH BUILDING

Why Am I Not Receiving Interest on My FGN Bond Investment in Nigeria?

One of our Community members Ask: Good evening Iking Ferry I need help and clarification about my investment in FGN Bond. Based on your previous advice, I downloaded the InvestNaija app, completed my registration, and invested ₦10,000 in ...Read more

fgn bond interestfgn savings bond
2
  • 9
  • 2 2 Answers
Pinned
UdokaChiemezieNnajiofor
UdokaChiemezieNnajiofor
Asked: March 23, 2026In: INVESTING & WEALTH BUILDING

How Can I Invest Over ₦50 Million in Federal Government Bonds in Nigeria?

If I want to invest more than fifty million naira in a Federal Government Bond Offering, how do I go about it?

federal government bond
17
  • 25
  • 17 17 Answers
Pinned
NUM
NUM
Asked: March 22, 2026In: INVESTING & WEALTH BUILDING

What Is the Difference Between Bonds and Treasury Bills in Nigeria?

What is(are) the key difference(s) between Bonds and Treasury Bills?

BondsTreasury Bills
20
  • 19
  • 20 20 Answers
Pinned
Uche
Uche
Asked: March 21, 2026In: INVESTING & WEALTH BUILDING

How to Recover Shares and Unclaimed Dividends of a Deceased Parent?

My father died 2 years ago, but I know he bought some shares years before he died.. how do we recover his shares and dividend

Stock Marketunclaimed dividends
19
  • 10
  • 19 19 Answers
Pinned
Uche
Uche
Asked: March 19, 2026In: INVESTING & WEALTH BUILDING

What is a money market mutual fund? and how does compounding works?

Please throw more light on money market mutual funds and how compounding works on it.

mmfmmmfmoney market mutual fund
34
  • 10
  • 34 34 Answers
Pinned
Anselm Omeihe
Anselm Omeihe
Asked: March 18, 2026In: INVESTING & WEALTH BUILDING

When does one need to fill e-mandate form?

Is it immediately you buy shares or when your information are not clear with your stock broker?

dividendsstock
9
  • 7
  • 9 9 Answers
Pinned
Mama Ngozi
Mama Ngozi
Asked: March 18, 2026In: INVESTING & WEALTH BUILDING

What is the difference between ETF and Equity Fund?

I’ve been trying to understand different investment options, and I keep seeing ETF and Equity Fund, but I’m a bit confused. Are they the same thing or is there a difference between them? Also, which one is better for someone just starting ...Read more

equity fundetf
6
  • 7
  • 6 6 Answers
Ajayi Elijah Oyewumi
Ajayi Elijah Oyewumi
Asked: April 16, 2026In: INVESTING & WEALTH BUILDING

Should I Move My Fixed Savings to Stocks in Nigeria?

Hello, good day sir. I’m one of your followers on Facebook and fokona. Though I started following you around February and ever since I started following you my thinking about money totally changed for good. Please sir, there is something ...Read more

stock
2
  • 0
  • 2 2 Answers
Iphy
Iphy
Asked: April 16, 2026In: INVESTING & WEALTH BUILDING

How Can I Invest in Stocks Using My Company Name in Nigeria?

How Can The Owner Of A Company Use His “Company Name” Instead Of “His Name” To Start Investing In Stocks Using The “InvesyNaija App” By Chapel Hill Denham? What Are The Step By Step Method He Can Do That Using ...Read more

investmentStock Marketstocks
1
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  • 1 1 Answer
Chidimma Edeh
Chidimma Edeh
Asked: April 15, 2026In: INVESTING & WEALTH BUILDING

Why Does InvestNaija Show Insufficient Funds When Buying Stocks in Nigeria?

I have #5300 in my INVESTNAIJA wallet but whenever I want to buy a stock it will say insufficient funds.

investnaija
2
  • 0
  • 2 2 Answers
Fokona Community
Fokona CommunityCommunity Desk
Asked: April 14, 2026In: INVESTING & WEALTH BUILDING

If I Invest in a Money Market Mutual Fund at 20% Interest and the Rate Drops to 17%, Which Rate Will I Be Paid in Nigeria?

One of our Community members ask: Good day sir, I want to understand how interest rates work in money market mutual funds in Nigeria. For example: If I invest ₦5,000 in a money market mutual fund when the interest rate ...Read more

interest rates in nigeriamoney market mutual fund
1
  • 0
  • 1 1 Answer
Sada
Sada
Asked: April 14, 2026In: INVESTING & WEALTH BUILDING

Why Did I Receive Very Small Payments After Claiming 18 Years of Unclaimed Dividends from FCMB Shares?

Please, how is it that after requesting payment for my 18 years of unclaimed dividends from **FCMB Group Plc** (20,000 shares purchased since 2008), I only received deposits of ₦11, ₦22, and ₦25? Kindly explain this to me in very simple ...Read more

unclaimed dividend
1
  • 0
  • 1 1 Answer
Dr Faradey
Dr Faradey
Asked: April 14, 2026In: INVESTING & WEALTH BUILDING

Why Is My Paramount Equity Fund Return Different from the YTD Performance After Investing in December?

I started investing in Paramount equity fund in December 2025, I was intentional about it so that my investment(percentage gain) will grow along with the YTD by January. But I am surprised that my percentage gain is very far to ...Read more

paramount equity fund
1
  • 0
  • 1 1 Answer
Richman Tee
Richman Tee
Asked: April 14, 2026In: INVESTING & WEALTH BUILDING

What Is the Difference Between Money Market Funds and Paramount Equity Fund on InvestNaija?

Using InvestNaija platform, what are the difference(majorly and minorly) between money market fund and Paramount Fund(Equity)

investnaijamoney market fundsparamount equity fund
1
  • 0
  • 1 1 Answer
Anonymous
Anonymous
Asked: April 14, 2026In: INVESTING & WEALTH BUILDING

How Can a Beginner Invest in Money Market Funds (MMF) in Nigeria and Which Apps Are Best to Use?

How can I engage in MMF? I am new. Which is the best app? I need guidance to invest and how using app. Thanks

money market funds
1
  • 0
  • 1 1 Answer
Giftvans
Giftvans
Asked: April 14, 2026In: INVESTING & WEALTH BUILDING

Why Is My Stock Showing as Expired in My Portfolio and What Should I Do?

Please what should I do with my stock that is showing expired on my portfolio

Stock Market
1
  • 0
  • 1 1 Answer
VICTOR IKECHUKWU CHINEMELU
VICTOR IKECHUKWU CHINEMELU
Asked: April 14, 2026In: INVESTING & WEALTH BUILDING

Why Are My Mutual Fund Orders Not Executed in Nigeria and Do They Have Specific Trading Hours?

I am having an issue , since Friday afternoon I have tried severally to buy Zedcrest Equity funds, Paramount Equity fund of Investnaija and also ARM aggressive growth fund, but on each occasion after placing it , they will tell ...Read more

Mutual Funds
1
  • 0
  • 1 1 Answer
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