Sign Up

Sign Up to our social questions and Answers Engine to ask questions, answer people’s questions, and connect with other people.

Have an account? Sign In
Continue with Google
or use


Have an account? Sign In Now

Sign In

Login to our social questions & Answers Engine to ask questions answer people’s questions & connect with other people.

Sign Up Here
Continue with Google
or use


Forgot Password?

Don't have account, Sign Up Here

Forgot Password

Lost your password? Please enter your email address. You will receive a link and will create a new password via email.


Have an account? Sign In Now

Sorry, you do not have permission to ask a question, You must login to ask a question.

Continue with Google
or use


Forgot Password?

Need An Account, Sign Up Here

Sorry, you do not have permission to add post.

Continue with Google
or use


Forgot Password?

Need An Account, Sign Up Here

Please briefly explain why you feel this question should be reported.

Please briefly explain why you feel this answer should be reported.

Please briefly explain why you feel this user should be reported.

Fokona Logo Fokona Logo
Sign InSign Up

Fokona

Fokona Navigation

  • Home
  • Blog
  • About Us
  • Contact Us
Search
Ask A Question

Mobile menu

Close
Ask A Question
  • Home
  • Questions
    • New Questions
    • Trending Questions
    • Must read Questions
    • Hot Questions
    • Polls
  • Courses
  • Members
  • Topics
  • Calculators
    • Investment Calculator
    • PAYE Tax Calculator
  • MORE
    • Badges
    • Join Groups
    • Create new Group
    • Monetization (Coming Soon)
    • Shop(Coming Soon)
  • News
  • Help
  • Recent Questions
  • Most Answered
  • Answers
  • No Answers
  • Most Visited
  • Most Voted
  • Random
  • New Questions
  • Sticky Questions
  • Polls
  • Followed Questions
  1. Asked: April 25, 2026In: INVESTING & WEALTH BUILDING

    Why Have I Not Received My Fidson Right Issue Shares After Payment in Nigeria?

    Ochoyoda
    Ochoyoda Educator
    Added an answer on April 25, 2026 at 2:36 pm

    I understand your concern—this situation is actually common with rights issues in Nigeria, so don’t panic yet. Let’s go straight to what is happening and what you should do. 📌 First, what should normally happen? From the official Fidson rights issue document: Offer closed: 30 January 2026 After alloRead more

    I understand your concern—this situation is actually common with rights issues in Nigeria, so don’t panic yet. Let’s go straight to what is happening and what you should do.
    📌 First, what should normally happen?
    From the official Fidson rights issue document:
    Offer closed: 30 January 2026
    After allotment:
    Your CSCS account should be credited within about 15 working days
    👉 That means, in a smooth process, investors should start seeing shares a few weeks after allotment is finalized.
    ⚠️ So why haven’t you received yours?
    There are a few real reasons this delay can happen:
    1. Allotment has not been finalized
    Rights issue shares are not automatic like buying shares on NGX.
    Company + SEC + NGX must approve final allotment
    If many people applied for extra shares → it takes longer
    👉 Sometimes delays happen because approval is still ongoing
    2. You applied for “additional shares”
    If you requested more than your normal entitlement:
    You may not get everything
    Excess money may be refunded later
    👉 This process delays allocation
    3. Issue with your CSCS / stockbroker details
    From the circular:
    Shares are credited using your:
    CHN (CSCS number)
    Stockbroker details
    If anything is wrong:
    Shares may be pending or stuck
    4. Your stockbroker has not updated you
    Sometimes:
    Shares are already allocated
    But your broker has not reflected it in your app yet
    ✅ What you should do immediately (very important)
    Don’t just wait—take these steps:
    1. Contact your stockbroker FIRST
    This is the most important step.
    Tell them:
    “I subscribed to Fidson rights issue since December 2025, I have not received my shares. Please confirm allotment status and CSCS credit.”
    Ask them specifically:
    Has allotment been done?
    Was I allotted shares?
    Has my CSCS been credited?
    2. Check your CSCS statement
    Not just your app—ask for:
    Official CSCS statement
    Sometimes:
    Shares are there but not showing on app
    3. Ask about refund (if you applied extra)
    If you applied for more shares:
    Ask:
    “Was my application fully successful or should I expect refund?”
    4. Escalate if needed
    If your broker is not helping:
    Contact:
    The registrar handling Fidson issue
    Or the issuing house (CardinalStone)
    🚨 When should you be worried?
    You should start taking it seriously if:
    It’s been 2–3 months after closing (Jan 30, 2026)
    AND your broker cannot give a clear answer
    👉 At that point, escalate immediately.
    🧠 Simple truth (so you don’t stress)
    This is NOT like buying shares instantly.
    Rights issue process involves:
    Verification
    Allotment
    Regulatory approval
    CSCS credit
    👉 Delays are common in Nigeria market.
    👍 Bottom line
    You likely didn’t lose your money
    Most times it’s delay, not loss
    Your stockbroker is your first line of solution

    See less
      • 1
    • Share
      Share
      • Share on Facebook
      • Share on Twitter
      • Share on LinkedIn
      • Share on WhatsApp
      • Report
  2. Asked: April 22, 2026In: INVESTING & WEALTH BUILDING

    What Is the Difference Between a Public Offer and a Rights Issue in Nigeria’s Stock Market?

    Ochoyoda
    Ochoyoda Educator
    Added an answer on April 22, 2026 at 7:46 pm

    Good question—this is a core concept in stock investing, especially in Nigeria where companies like banks frequently raise capital. Let’s break it down cleanly. 1. Public Offer (IPO / Secondary Offer) A public offer is when a company sells shares to any member of the public. What it means: Company iRead more

    Good question—this is a core concept in stock investing, especially in Nigeria where companies like banks frequently raise capital.
    Let’s break it down cleanly.
    1. Public Offer (IPO / Secondary Offer)
    A public offer is when a company sells shares to any member of the public.
    What it means:
    Company is raising fresh money
    Shares are offered to everyone, not just existing shareholders
    Can be:
    IPO (Initial Public Offer) → first time listing
    Follow-on/Public Offer → already listed company raising more funds
    Example:
    When a company like MTN Nigeria did its public offer, any Nigerian investor could apply
    Key Features:
    Open to all investors
    Fixed offer price (e.g. ₦10 per share)
    You apply during the offer period
    Shares are later credited to your CSCS account
    2. Rights Issue (Rights Offer)
    A rights issue is ONLY for existing shareholders.
    What it means:
    Company gives you the right (not obligation) to buy more shares
    Usually at a discounted price
    Based on how many shares you already own
    Example:
    If you own shares in United Bank for Africa:
    You may get something like:
    “1 new share for every 4 shares you own at ₦8”
    You can:
    ✅ Buy your rights
    ✅ Sell your rights
    ❌ Ignore (but you’ll be diluted)
    Key Features:
    Only existing shareholders qualify
    Discounted price
    Helps company raise capital without going to outsiders first
    3. Main Difference (Straight Comparison)
    Feature
    Public Offer
    Rights Issue
    Who can buy
    Anyone
    Existing shareholders only
    Price
    Market/fixed
    Usually discounted
    Ownership impact
    New investors enter
    Existing investors maintain %
    Access
    Open
    Restricted
    4. Where Can You Buy Them?
    In Nigeria, both are typically done through:
    1. Stockbrokers
    Traditional brokers (forms or online)
    2. Issuing Houses / Registrars
    You may apply directly through:
    Banks
    Investment firms
    5. Can You Use Your Broker App? (Important)
    👉 Yes—but with conditions
    For Public Offers:
    Some platforms like:
    Bamboo
    Trove
    👉 Usually DO NOT support Nigerian public offers directly
    Instead, use:
    Local brokers (e.g. Meristem, ARM, Stanbic IBTC)
    For Rights Issues:
    Your broker does NOT automatically buy it for you
    What happens:
    Rights are credited to your CSCS account
    You must:
    Fill a rights subscription form OR
    Instruct your broker to act
    6. Very Important (Most People Miss This)
    For rights issues:
    👉 If you do nothing:
    You may lose the opportunity
    Your ownership gets diluted
    7. Practical Advice for You
    Since you already invest:
    Always check your email + CSCS alerts
    When you see:
    “Offer”
    “Rights Issue”
    “Allotment”
    👉 Take action immediately
    8. Simple Analogy
    Public Offer = “Company invites everyone to join”
    Rights Issue = “Company asks existing members to add more money first”
    If you want, I can:
    Show you a real Nigerian rights issue breakdown (with numbers)
    Or guide you on how to subscribe step-by-step using your broker

    See less
      • 1
    • Share
      Share
      • Share on Facebook
      • Share on Twitter
      • Share on LinkedIn
      • Share on WhatsApp
      • Report
  3. Asked: March 19, 2026In: INVESTING & WEALTH BUILDING

    How do I track FCMB shares I bought in 2024 in the Nigerian stock market?

    Chinedu Okafor, CFA
    Best Answer
    Chinedu Okafor, CFA Expert Financial Analyst
    Added an answer on March 21, 2026 at 9:28 am

    If you bought FCMB shares through the bank or a public offer and you are trying to track or claim your shares and dividends, here is the simple and correct way to handle it. First, understand that your shares are safe. They are not lost and nobody can take them. The issue is usually that your detailRead more

    If you bought FCMB shares through the bank or a public offer and you are trying to track or claim your shares and dividends, here is the simple and correct way to handle it.

    First, understand that your shares are safe. They are not lost and nobody can take them. The issue is usually that your details are not fully linked or updated in the system.

    The best step is to contact the registrar that handles FCMB shares, which is CardinalStone Registrars Limited. You can reach out to them directly through their official contact channels and explain that you want to trace your shares.

    When you contact them, they will ask for your details. If you already have a CSCS account, you should provide your CSCS number. If you do not have one, do not worry. You can provide your full name, email address, valid ID card, and any information you used when buying the shares. They will help you trace your records.

    However, to properly manage and monitor your shares, it is very important that you open a stock brokerage account in Nigeria. This is where you will get your CSCS account and CHN number. These details will allow the registrar to link your shares directly to your brokerage account.

    Let me use Mama Ngozi as an example:
    Imagine she bought tomatoes from a supplier but did not register her name properly. The tomatoes are still hers, but the supplier cannot easily deliver or account for them. Once she registers properly and provides her correct details, everything becomes clear and organized.

    This is the same situation with shares bought through the bank. Many people ignore the next step after buying shares. Buying from the bank is not the final step. You still need to connect your investment to a stockbroker so that your shares are properly recorded in your name and easy to track.

    Also, always check for unclaimed dividends. You can verify this through your registrar or by checking with the Securities and Exchange Commission unclaimed dividends portal in Nigeria.

    Your investment is safe, but you must take action by linking your details through a stockbroker and communicating with the registrar so you can fully access and control your shares and dividends.

    See less
      • 0
    • Share
      Share
      • Share on Facebook
      • Share on Twitter
      • Share on LinkedIn
      • Share on WhatsApp
      • Report

Sidebar

Ask A Question

Stats

  • Users 4k
  • Questions 1k
  • Answers 1k
  • Best Answers 144
  • Popular
  • Answers
  • Okoye victor

    Stock Market Investing vs. Starting a Business: Which is better ...

    • 71 Answers
  • Uche

    What is a money market mutual fund? and how does ...

    • 37 Answers
  • NUM

    What Is the Difference Between Bonds and Treasury Bills in ...

    • 23 Answers
  • M.K.Ultimate
    M.K.Ultimate added an answer Thank you sir. June 27, 2026 at 7:14 am
  • Ochoyoda
    Ochoyoda added an answer If you're 31 years old with ₦20 million that you… June 27, 2026 at 6:44 am
  • Ochoyoda
    Ochoyoda added an answer For a typical long-term investor buying shares on InvestNaija, these… June 27, 2026 at 6:40 am

Fokona Verified Experts

Iking Ferry

Iking Ferry

  • 4 Questions
  • 31 Best Answers
Fokona CEO
Chinedu Okafor, CFA

Chinedu Okafor, CFA

  • 0 Questions
  • 30 Best Answers
Expert
Fokona

Fokona

  • 1 Question
  • 5 Best Answers
Official Account
Moderator

Moderator

  • 10 Questions
  • 1 Best Answer
Moderator

Explore Top Finance Topics on Fokona

beginner investing Business cscs nigeria Financial Literacy fokona Investing investment investnaija money market funds money market mutual fund Mutual Funds mutual funds nigeria ngx ngx investing nigerian stock market personal income tax nigeria stock Stock Market tax Wealth Building

Explore

  • Home
  • Questions
    • New Questions
    • Trending Questions
    • Must read Questions
    • Hot Questions
    • Polls
  • Courses
  • Members
  • Topics
  • Calculators
    • Investment Calculator
    • PAYE Tax Calculator
  • MORE
    • Badges
    • Join Groups
    • Create new Group
    • Monetization (Coming Soon)
    • Shop(Coming Soon)
  • News
  • Help

Footer

Fokona

Fokona is Africa's financial intelligence platform, Ask questions, learn, and grow your wealth with the right knowledge.

Disclaimer: Content on Fokona is for educational purposes only and not financial advice. Always do your own research or consult a licensed professional before making decisions.

Products

  • Courses
  • Investment Calculator
  • PAYE Tax Calculator

Resourses

  • Blog
  • FAQS
  • About Us
  • Contact Us
  • Careers
  • Questions
  • Communities

Legal

  • Terms of Use
  • Privacy Policy
  • Cookie Policy
  • Guidelines
  • Financial Disclaimer
  • Content Disclaimer
  • Refund Policy

Follow Us:

© 2026 Fokona Limited. All Rights Reserved
Designed by Iking Ferry