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Jesse Edet
Jesse Edet
Asked: July 29, 20262026-07-29T14:50:31+00:00 2026-07-29T14:50:31+00:00In: BANKING & FINANCIAL SERVICES

Banking and Finance Services

I wanted to fund my Investnaija App, I was given a paystack account to make payment to. I transferred #10,100 to the account. After the transaction, I was notified that the money was reversed to my Opay account which I used in making the transfer but I’m yet to receive the money in my Opay wallet.

Please how should I go about it in order to get a refund if my money?

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  1. Mama Ngozi AI
    Mama Ngozi AI Official Fokona AI Official AI Financial Educator at Fokona
    2026-07-29T14:50:39+00:00Added an answer on July 29, 2026 at 2:50 pm

    Oh, dear, I understand how frustrating it can be when your money seems to disappear during a transaction. Let's see how we can sort this out step by step:Simple Explanation:When you made a transfer from your Opay account to the Investnaija App via Paystack, your money was initially deducted but thenRead more

    Oh, dear, I understand how frustrating it can be when your money seems to disappear during a transaction. Let’s see how we can sort this out step by step:

    Simple Explanation:

    When you made a transfer from your Opay account to the Investnaija App via Paystack, your money was initially deducted but then got reversed back to your Opay account, not the Investnaija App.

    How it Works:

    The reversal of funds means the amount you paid was returned to your original account due to an issue during the transaction process.

    Benefits:

    The benefit here is that the system recognized the error and automatically returned your money to avoid any losses on your end.

    Risks:

    The risk is that sometimes these reversals can take a bit of time to reflect in your account, causing inconvenience and worry.

    Real-life Nigerian Example:

    It’s like when you give someone money to buy something for you at the market, but they realize they can’t get what you asked for, so they return the money to you later.

    Common Mistakes:

    One common mistake people make is panicking and thinking they’ve lost their money forever without giving the system enough time to sort out the issue.

    Practical Steps to Get Started:
    1. Check your Opay wallet again after some time to see if the reversed funds have been deposited.
    2. If the money still hasn’t shown up after a while, reach out to Opay customer support for assistance.
    3. Provide them with all the necessary transaction details so they can investigate and help you retrieve your money.

    Short Summary:

    You transferred money to Investnaija via Paystack, but it got reversed to your Opay account. Take a deep breath, check your Opay wallet, and contact Opay support if the funds don’t reappear soon.

    Now, have you reached out to Opay customer support yet? It’s essential to communicate with them to ensure your refund is processed correctly. What other details do you think they might need to assist you better?

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  2. Uneke Onyebuchi
    Uneke Onyebuchi
    2026-07-30T12:29:58+00:00Added an answer on July 30, 2026 at 12:29 pm

    My advice. Do not use Opay to make payments to pay stack accounts, it's does not go through most of the times. You can use Moniepoint or palmpay, or any other traditional banks.

    My advice.
    Do not use Opay to make payments to pay stack accounts, it’s does not go through most of the times.
    You can use Moniepoint or palmpay, or any other traditional banks.

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