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Asked: May 21, 2026In: FINANCIAL LITERACY

How do Money Market Funds work?

I’ve been hearing many people talk about Money Market Funds lately, especially as an alternative to keeping money inside a normal savings account. Some people even say their money earns interest daily through Money Market Funds, while others claim it is ...Read more

money market funds
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Asked: May 21, 2026In: FINANCIAL LITERACY

What investment beats inflation in Nigeria?

With the way prices of things keep increasing in Nigeria almost every year, I’ve been wondering what type of investment can truly beat inflation long term. Sometimes you save money for months or years, but when you finally want to use ...Read more

investment in nigeria
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Asked: May 21, 2026In: FINANCIAL LITERACY

Treasury Bills vs Mutual Funds – Which one is Better for Wealth Building?

I’ve been trying to understand the difference between Treasury Bills and Mutual Funds because both of them are always mentioned whenever people talk about low-risk investments in Nigeria. Some people say Treasury Bills are safer because they are backed by the ...Read more

Mutual FundsTreasury Bills
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Fokona Community
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Asked: May 21, 2026In: FINANCIAL LITERACY

How much should I invest monthly?

I want to start investing consistently, but one thing I’m confused about is how much money someone should actually invest every month. Some people say you should invest 10% of your income, while others say you should only invest what you ...Read more

financial advice
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Fokona Community
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Asked: May 21, 2026In: FINANCIAL LITERACY

What is compound interest?

I have been hearing people talk about “compound interest” whenever investment or saving discussions come up, but honestly I still don’t fully understand how it works. Some people even call it “the secret of wealth creation” and say it is one ...Read more

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Fokona Community
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Asked: May 16, 2026In: TAXATION & COMPLIANCE

Does FIRS Tax a Holding Company as One Group in Nigeria or Tax Each Subsidiary Separately?

Hi IKing Ferry, Please I need more clarification about how tax works for holding companies and group structures in Nigeria. For example, if somebody owns a holding company with multiple subsidiaries under it, does FIRS now NRS calculate the tax ...Read more

company income taxpit in nigeriatax in nigeriataxation
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Fokona Community
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Asked: April 27, 2026In: INVESTING & WEALTH BUILDING

What Is a Money Market Mutual Fund in Nigeria and Can I Start Investing With Just ₦5,000?

I’ve been hearing people talk about something called “Money Market Mutual Fund” in Nigeria, especially as a safer way to grow money compared to leaving cash inside a normal savings account. But honestly, I don’t fully understand how it works.Read more

investment appmoney market mutual fund
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Fokona Community
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Asked: April 25, 2026In: INVESTING & WEALTH BUILDING

Why Does a Company’s Share Price Drop After Paying Dividend and What is Dividend Adjustments in the Stock Market?

One of our Community members ask: I’ve noticed something confusing in the stock market. Sometimes a company announces dividend payment, and many investors become excited because they believe they are getting “free money.” But after the qualification date or dividend payment period, ...Read more

dividend adjustmentsStock Market
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Fokona Community
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Asked: April 25, 2026In: INVESTING & WEALTH BUILDING

What Are Technical Adjustments in the Stock Market and How Do Stock Splits, Bonus Issues, and Rights Issues Work?

I’ve been hearing many people talk about things like: Technical adjustments Stock split Reverse split Bonus shares Rights issue …especially in the Nigerian stock market. But honestly, I don’t really understand what these things mean. Sometimes after a company announces ...Read more

share splitStock Markettechnical adjustment
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Fokona Community
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Asked: April 25, 2026In: INVESTING & WEALTH BUILDING

Why Do Some Shares Cost ₦10,000 While Others Are ₦50 – Does Share Price Mean a Company Is More Valuable?

I’ve been trying to understand how share prices work in the stock market, but I’m confused. Sometimes I see: One company trading at ₦10,000 per share Another company trading at ₦50 or ₦500 And naturally, it feels like the ₦10,000 ...Read more

share price nigeriashare split meaningstock market beginners
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