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Edith Ejenavwo

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  1. Asked: March 23, 2026In: FINANCIAL LITERACY

    How Can I Buy Fokona Shares and Become a Shareholder?

    Edith Ejenavwo
    Edith Ejenavwo Contributor
    Added an answer on March 24, 2026 at 6:06 pm

    Fokona is not yet listed in the Nigeria Exchange. You cannot buy Fokona shares now until it is listed in the NGX.

    Fokona is not yet listed in the Nigeria Exchange. You cannot buy Fokona shares now until it is listed in the NGX.

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  2. Asked: March 24, 2026In: INVESTING & WEALTH BUILDING

    Please can you help me get my dividend from shares I bought in 2007?

    Edith Ejenavwo
    Edith Ejenavwo Contributor
    Added an answer on March 24, 2026 at 2:55 pm

    If the company has been paying dividends since then but you did not receive yours, don't panic, your dividends are still intact. Firstly: Identify the Registrar in charge of DVCF Oil & Gas. You can check for the name of the Registrar online. Secondly: Fill the e-dividend mandate form of the compRead more

    If the company has been paying dividends since then but you did not receive yours, don’t panic, your dividends are still intact.

    Firstly: Identify the Registrar in charge of DVCF Oil & Gas. You can check for the name of the Registrar online.

    Secondly: Fill the e-dividend mandate form of the company.

    If you have accumulated unclaimed dividends, it will be visible, then mandate the Registrar through the e-dividend mandate form to pay it into the bank account you filled in the form.

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  3. Asked: March 23, 2026In: INVESTING & WEALTH BUILDING

    What Is the Difference Between Stocks and Shares in Investing?

    Edith Ejenavwo
    Edith Ejenavwo Contributor
    Added an answer on March 24, 2026 at 2:35 pm

    Stocks and Shares are used interchangeably. Key Differences: * Stock is a general term for ownership (e.g., "I own MTN stock"). * Shares are the specific units (numbers) you own (e.g., "I own 10 shares of MTN"). * Measurement: Shares are used to count ownership in a specific, single company. Stock rRead more

    Stocks and Shares are used interchangeably.

    Key Differences:

    * Stock is a general term for ownership (e.g., “I own MTN stock”).

    * Shares are the specific units (numbers) you own (e.g., “I own 10 shares of MTN”).

    * Measurement: Shares are used to count ownership in a specific, single company. Stock refers to the overall investment in a company or portfolio.

    *  Stock can represent ownership in multiple companies. Example: I own MTN, Zenith Bank and Dangote Cement stocks.

    * Shares always represent a stake in one specific company. Example: I own 50 units of Zenith Bank shares.

    Usage: You buy “shares” of a company, but you own “stock” in a company.

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  4. Asked: March 23, 2026In: INVESTING & WEALTH BUILDING

    How Can a Beginner Start Investing in the Stock Market and What Should I Know Before Getting Started?

    Edith Ejenavwo
    Edith Ejenavwo Contributor
    Added an answer on March 24, 2026 at 12:02 pm

    As a beginner in the stock market, it is imperative to know what the stock market is before you begin your investment journey. Here is a guide: Stocks are a type of security that gives investors a share of ownership in public companies listed in the Exchange. The stock market is a place to buy and sRead more

    As a beginner in the stock market, it is imperative to know what the stock market is before you begin your investment journey. Here is a guide:

    Stocks are a type of security that gives investors a share of ownership in public companies listed in the Exchange.

    The stock market is a place to buy and sell shares, and other financial instruments.

    Companies sell shares in order to gain additional money to finance projects and grow the company. So when you buy shares, you own some percentage of the company.

    Key details to note as a beginner:

    1. Opening a brokerage account:  A broker in the stock market is a financial professional who executes orders on behalf of clients. Below are list of brokers you can open an account with:

    * Investnaija * Afrinvest * Cowrywise * Trove * Chaka * Bamboo –  five thousand naira is the minimum amount you can use to purchase stocks in Bamboo stock broker app.

    2. Start your investment journey with blue-chip stocks: They are stocks of companies that are strong, big, popular  and also pay dividends.

    3. Check the Liquidity status of the stock before buying: Liquidity is the ability to buy and sell shares fairly and quickly. There are stocks you can buy and sell at a good price and also quickly, while there are stocks you cannot sell fairly and quickly, if you must sell, you will have to sell at a loss.

    4. Identify the Registrar of the stocks you have bought, fill the e-dividend mandate form with accurate details in order for you to receive dividends.

    5. Check the total debt and net debt of the company before buying the shares. If the net debt is greater than the total debt, such company is not financially healthy.

    6. Diversification: Ensure to diversify your stocks. Do not put all your capital into one stock, spread your capital among stocks in different sectors and industries. You can buy some shares in the Telecommunications sector, Oil & Gas industry, and also Consumer goods, e.t.c. Diversification helps to spread risk and balance losses.

     

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  5. Asked: March 24, 2026In: FINANCIAL LITERACY

    Best Investment Strategies for Beginners in a High-Inflation Economy?

    Edith Ejenavwo
    Edith Ejenavwo Contributor
    Added an answer on March 24, 2026 at 11:25 am

    As a beginner in an high inflation economy, it is imperative to purchase stocks that will thrive during inflation. E.g: 1. Consumer goods: Nestle Nigeria PLC is likely to thrive during inflation because of it's products. It produces Maggi, Milo, Golden Morn, & lots more,  including baby foods liRead more

    As a beginner in an high inflation economy, it is imperative to purchase stocks that will thrive during inflation. E.g:

    1. Consumer goods: Nestle Nigeria PLC is likely to thrive during inflation because of it’s products. It produces Maggi, Milo, Golden Morn, & lots more,  including baby foods like Cerelac, NAN, e.tc. remember that people still eat during inflation.

    2. Stocks in Telecommunication companies will thrive during inflation because people still purchase airtime and engage in subscriptions daily.

    3. Stocks of industries that produce fuel will still thrive during inflation because no matter the cost of fuel, people still purchase it, transportation still occur daily.

    4. Real Estate: This can also beat inflation, buying a good land and keeping it leads to value appreciation over time.

     

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  6. Asked: March 22, 2026In: FINANCIAL LITERACY

    What Are the Best Investment Options for Old Age and Retirement Planning

    Edith Ejenavwo
    Edith Ejenavwo Contributor
    Added an answer on March 23, 2026 at 12:44 pm

    For old age retirement plan, there are standard long-term bonds you can buy and hold to maturity between 10-30 years time. At maturity, you get back your principal sum with the stipulated amount of interest. * It is imperative to know that bonds issued by the government are safer because the governmRead more

    For old age retirement plan, there are standard long-term bonds you can buy and hold to maturity between 10-30 years time. At maturity, you get back your principal sum with the stipulated amount of interest.

    * It is imperative to know that bonds issued by the government are safer because the government can pay back through government revenues but  bonds issued by corporations come with some risks, most especially when the company is in financial crisis, getting back your principal sum and interest may become an issue of litigation.

    * Another old age retirement plan is the “Real Estate” sector.

    You can purchase lands, keep them for some time and sell when there is increase in the land value.

     

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  7. Asked: March 23, 2026In: INVESTING & WEALTH BUILDING

    How do I invest that my small 100k at the same time not putting all my eggs in one basket

    Edith Ejenavwo
    Edith Ejenavwo Contributor
    Added an answer on March 23, 2026 at 12:14 pm

    You can invest without putting all your eggs in one basket through "diversification". Diversification helps to spread risk and balance losses. As an investor, it is imperative to spread your capital in different sectors, e.g you can invest in the Telecom sector, you can also invest in the Energy secRead more

    You can invest without putting all your eggs in one basket through “diversification”.

    Diversification helps to spread risk and balance losses.

    As an investor, it is imperative to spread your capital in different sectors, e.g you can invest in the Telecom sector, you can also invest in the Energy sector (oil & gas).

    You can also invest in Consumer goods sector (food & beverages) e.t.c

    Ensure to check the cash engines of the company before investing, that is the sources of the company’s revenue.

    A company that has multiple cash engines is less likely to crash suddenly because even if revenue is slow on one cash engine, the other cash engines can keep the business running.

    Meanwhile, if your capital is large, you can also buy Bonds, Treasury bills, Commercial paper, ETF, Equity Fund,  MMMF, e.t.c

     

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  8. Asked: March 23, 2026In: BUSINESS & WEALTH CREATION

    How Can Beginners Earn Points on Fokona Apart From Asking and Answering Questions?

    Edith Ejenavwo
    Edith Ejenavwo Contributor
    Added an answer on March 23, 2026 at 11:58 am

    Check the menu of the app and click on "badges", you will see the activities that can earn you points.

    Check the menu of the app and click on “badges”, you will see the activities that can earn you points.

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  9. Asked: March 23, 2026In: INVESTING & WEALTH BUILDING

    How Can a Beginner Start Buying Stocks and Investing for the First Time?

    Edith Ejenavwo
    Edith Ejenavwo Contributor
    Added an answer on March 23, 2026 at 11:53 am

    As a beginner, you can start your stock market journey by: 1. Opening a brokerage account: There are different stock brokers, e.g Investnaija, Afrinvest, Trove, Chaka, Bamboo, e.tc. 2. Fund your brokerage account. It is imperative to know that each broker app has their commissions. It is usually a lRead more

    As a beginner, you can start your stock market journey by:

    1. Opening a brokerage account: There are different stock brokers, e.g Investnaija, Afrinvest, Trove, Chaka, Bamboo, e.tc.

    2. Fund your brokerage account. It is imperative to know that each broker app has their commissions. It is usually a little sum. Meanwhile, for Bamboo app, the minimum amount you can trade with is 5,000 thousand naira.

    3. Check the total debt and net debt of the company before buying its shares. This shows the financial health of the company.

    4. Select the company you want to invest in and buy the stocks.

    As a beginner, it is imperative to start with blue-chip stocks. They are large, strong, popular and also pay dividends. They are less likely to collapse suddenly.

    5. Identify the Registrar of the stock you have bought, fill the e-dividend mandate form so you can receive dividends once it’s declared and paid.

    Meanwhile, your eligibility to receive  dividends depend on buying stock before or on the ex dividend date (qualification date).

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  10. Asked: March 22, 2026In: BUSINESS & WEALTH CREATION

    What Is the Difference Between a Limited Liability Company and an Enterprise?

    Edith Ejenavwo
    Edith Ejenavwo Contributor
    Added an answer on March 23, 2026 at 8:52 am

    An enterprise (often a sole proprietorship) is a simple, low-cost business structure with unlimited personal liability, this means that the person running the business is personally liable for liabilities. Whereas an LLC (Limited Liability Company) is a separate legal entity providing liability protRead more

    An enterprise (often a sole proprietorship) is a simple, low-cost business structure with unlimited personal liability, this means that the person running the business is personally liable for liabilities.

    Whereas an LLC (Limited Liability Company) is a separate legal entity providing liability protection for personal assets. This means that the members of a Limited Liability Company are not liable for the liabilities of the company.

    Enterprises suit small, one-person operations, while Limited Liability Companies are better for growth, credibility, and protecting personal assets from business risks.

    Key differences:

    1. Liability: Enterprise owners are personally liable for all business debts; LLC members are generally not personally responsible for company debts because the company has a legal personality which is separated from the member’s personality.

    2. Formation & Cost: Enterprises are easy/cheap to form with minimal paperwork; Limited Liability Company require formal registration and stricter compliance.

    3. Taxation: Enterprises are taxed, but Limited Liability Company have more options.

    A Limited Liability Company with an annual turnover under ₦100 million are not required to charge or file VAT.

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