If I had ₦500,000 today, how would I divide it between emergency savings, business and investments? Bearing in mind that I have a family of five .
Not everyone receives a fixed salary. Some Nigerians are freelancers, traders, artisans, content creators, business owners or commission-based workers. If someone’s income is ₦200,000 one month and ₦70,000 the next, using a fixed savings amount may not work. Would saving a ...Read more
Family responsibilities are a reality for many Nigerians. Someone may earn ₦200,000 and immediately have parents, siblings or relatives asking for assistance. Helping family is important, but where should someone draw the line? Should you first establish an emergency fund and savings before ...Read more
How can one invest and manage funds to break free from poverty
Please I’m currently living in Abidjan paying rent of 25000cefa every month excluding t-fare to my place of work but I’m not happy living there due to some personal challenges, so I’m planning to get another apartment which can not ...Read more
With a pregnant wife that’s about to put to bed How can I save up and start business for her
Getting your first salary is exciting, especially when you have been waiting for months to finally have your own money. But I think the first salary can also establish financial habits that follow someone for years. Should someone save a percentage, ...Read more
“I have a small and irregular income. I’m a village farmer, and farming sometime is mostly about survival and taking care of basic needs. Some months I may make money, while other months I may make very little or nothing. ...Read more