A simple way is to budget before spending. With ₦75,000, you could do something like: 20% tithe: ₦15,000 30% feeding: ₦22,500 15% transport: ₦11,250 10% emergency savings: ₦7,500 5% investment: ₦3,750 5% data: ₦3,750 5% family: ₦3,750 5% medical/personal needs: ₦3,750 5% clothing/miscellaneous: ₦3,7Read more
A simple way is to budget before spending. With ₦75,000, you could do something like:
20% tithe: ₦15,000
30% feeding: ₦22,500
15% transport: ₦11,250
10% emergency savings: ₦7,500
5% investment: ₦3,750
5% data: ₦3,750
5% family: ₦3,750
5% medical/personal needs: ₦3,750
5% clothing/miscellaneous: ₦3,750
The exact percentages can change depending on your actual expenses, but the key is to save something, invest gradually, and avoid spending the whole salary before the next payday.
The IPO can be bought through an approved subscription channel when the offer opens. Before selling, watch the share price, company financial results, business performance, valuation and dividend prospects. There’s no single signal that guarantees the right time to sell, so avoid making decisions baRead more
The IPO can be bought through an approved subscription channel when the offer opens. Before selling, watch the share price, company financial results, business performance, valuation and dividend prospects. There’s no single signal that guarantees the right time to sell, so avoid making decisions based on hype alone.
I’d separate business money from personal money first. Pay yourself a fixed amount monthly, then divide the rest into expenses, savings, taxes, and business growth. For lifestyle goals like education or vacations, set aside a specific amount each month instead of spending whatever is left.
I’d separate business money from personal money first. Pay yourself a fixed amount monthly, then divide the rest into expenses, savings, taxes, and business growth. For lifestyle goals like education or vacations, set aside a specific amount each month instead of spending whatever is left.
For me, financial security should come first. A car is useful, but if buying one wipes out your savings, it may not be worth it yet. I’d rather build a solid financial base first, then get the car when I can comfortably afford it.
For me, financial security should come first. A car is useful, but if buying one wipes out your savings, it may not be worth it yet. I’d rather build a solid financial base first, then get the car when I can comfortably afford it.
You should build a small emergency fund first, then start investing gradually. That way, an unexpected expense won’t force you to sell your investments or take another loan.
You should build a small emergency fund first, then start investing gradually. That way, an unexpected expense won’t force you to sell your investments or take another loan.
I’d say communication, marketing, networking and problem-solving. Once you know how to find and solve people’s problems, you won’t always be desperate for sales.
I’d say communication, marketing, networking and problem-solving. Once you know how to find and solve people’s problems, you won’t always be desperate for sales.
Yes. I’ve been in a similar situation. I stopped taking new loans, cut unnecessary expenses, and focused on paying the debt gradually. I also communicated with the lender instead of avoiding them.
Yes. I’ve been in a similar situation. I stopped taking new loans, cut unnecessary expenses, and focused on paying the debt gradually. I also communicated with the lender instead of avoiding them.
Good Morning. Yes, it is possible to recover outstanding dividends from shares purchased years ago, even if they have not been received since 2008. The first step is to check whether the shareholder has unclaimed dividends with the SEC’s official Unclaimed Dividends Search Portal. After that, the shRead more
Good Morning. Yes, it is possible to recover outstanding dividends from shares purchased years ago, even if they have not been received since 2008.
The first step is to check whether the shareholder has unclaimed dividends with the SEC’s official Unclaimed Dividends Search Portal.
After that, the shareholder can complete the appropriate e-Dividend mandate form and submit it through their bank or the Registrar so that the outstanding and future dividends can be paid directly into their bank account.
I suppose there are still procedures for identifying the shares using available ownership details and supporting documents.
How Should I Budget My First ₦75,000 Salary in Nigeria?
A simple way is to budget before spending. With ₦75,000, you could do something like: 20% tithe: ₦15,000 30% feeding: ₦22,500 15% transport: ₦11,250 10% emergency savings: ₦7,500 5% investment: ₦3,750 5% data: ₦3,750 5% family: ₦3,750 5% medical/personal needs: ₦3,750 5% clothing/miscellaneous: ₦3,7Read more
A simple way is to budget before spending. With ₦75,000, you could do something like:
20% tithe: ₦15,000
30% feeding: ₦22,500
15% transport: ₦11,250
10% emergency savings: ₦7,500
5% investment: ₦3,750
5% data: ₦3,750
5% family: ₦3,750
5% medical/personal needs: ₦3,750
5% clothing/miscellaneous: ₦3,750
The exact percentages can change depending on your actual expenses, but the key is to save something, invest gradually, and avoid spending the whole salary before the next payday.
See lessHow can I buy dangote refinery IPO and what signal will I see before I sell?
The IPO can be bought through an approved subscription channel when the offer opens. Before selling, watch the share price, company financial results, business performance, valuation and dividend prospects. There’s no single signal that guarantees the right time to sell, so avoid making decisions baRead more
The IPO can be bought through an approved subscription channel when the offer opens. Before selling, watch the share price, company financial results, business performance, valuation and dividend prospects. There’s no single signal that guarantees the right time to sell, so avoid making decisions based on hype alone.
See lessHow Can a Business Owner Create a Monthly Budget From Business Income in Nigeria?
I’d separate business money from personal money first. Pay yourself a fixed amount monthly, then divide the rest into expenses, savings, taxes, and business growth. For lifestyle goals like education or vacations, set aside a specific amount each month instead of spending whatever is left.
I’d separate business money from personal money first. Pay yourself a fixed amount monthly, then divide the rest into expenses, savings, taxes, and business growth. For lifestyle goals like education or vacations, set aside a specific amount each month instead of spending whatever is left.
See lessWhat Should Come First: A Car or Financial Security?
For me, financial security should come first. A car is useful, but if buying one wipes out your savings, it may not be worth it yet. I’d rather build a solid financial base first, then get the car when I can comfortably afford it.
For me, financial security should come first. A car is useful, but if buying one wipes out your savings, it may not be worth it yet. I’d rather build a solid financial base first, then get the car when I can comfortably afford it.
See lessIs failure part of success?
Yes. Failure is part of success because it teaches you what to improve and helps you make better decisions next time.
Yes. Failure is part of success because it teaches you what to improve and helps you make better decisions next time.
See lessIs It Better to Save an Emergency Fund Before Investing in Nigeria?
You should build a small emergency fund first, then start investing gradually. That way, an unexpected expense won’t force you to sell your investments or take another loan.
You should build a small emergency fund first, then start investing gradually. That way, an unexpected expense won’t force you to sell your investments or take another loan.
See lessIs It Better to Learn a Skilled Trade or Start a Business in Nigeria?
I’d say communication, marketing, networking and problem-solving. Once you know how to find and solve people’s problems, you won’t always be desperate for sales.
I’d say communication, marketing, networking and problem-solving. Once you know how to find and solve people’s problems, you won’t always be desperate for sales.
See lessHave you ever borrowed money with what you thought was a solid repayment plan, only for the plan to fail woefully?
Yes. I’ve been in a similar situation. I stopped taking new loans, cut unnecessary expenses, and focused on paying the debt gradually. I also communicated with the lender instead of avoiding them.
Yes. I’ve been in a similar situation. I stopped taking new loans, cut unnecessary expenses, and focused on paying the debt gradually. I also communicated with the lender instead of avoiding them.
See lessHow Can I Check for Unpaid Dividends on My Nigerian Shares?
Good Morning. Yes, it is possible to recover outstanding dividends from shares purchased years ago, even if they have not been received since 2008. The first step is to check whether the shareholder has unclaimed dividends with the SEC’s official Unclaimed Dividends Search Portal. After that, the shRead more
Good Morning. Yes, it is possible to recover outstanding dividends from shares purchased years ago, even if they have not been received since 2008.
The first step is to check whether the shareholder has unclaimed dividends with the SEC’s official Unclaimed Dividends Search Portal.
After that, the shareholder can complete the appropriate e-Dividend mandate form and submit it through their bank or the Registrar so that the outstanding and future dividends can be paid directly into their bank account.
See lessI suppose there are still procedures for identifying the shares using available ownership details and supporting documents.