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Onuoha John

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  1. Asked: September 11, 2026In: PERSONAL FINANCE

    How Can a Business Owner Create a Monthly Budget From Business Income in Nigeria?

    Onuoha John
    Onuoha John
    Added an answer about 3 weeks ago

    As a business owner you should do this things A. Firstly u should calculate your total monthly income B. Remove your business expenses next C. Remove the money you will use for savings D. You should also remove your personal money from the business money E. Then monitor the money or keep records ofRead more

    As a business owner you should do this things
    A. Firstly u should calculate your total monthly income
    B. Remove your business expenses next
    C. Remove the money you will use for savings
    D. You should also remove your personal money from the business money
    E. Then monitor the money or keep records of your spending monthly, for u to grow your profits

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  2. Asked: October 21, 2026In: INVESTING & WEALTH BUILDING

    How Affordable Is Investing for Beginners in Nigeria, and What Does It Cost Not to Invest?

    Onuoha John
    Onuoha John
    Added an answer about 3 weeks ago

    You can start with 1000 naira if you want to invest your money and this is how affordable it is , is not that expensive. And if you don't invest your money, you are actually stopping your money from growing.

    You can start with 1000 naira if you want to invest your money and this is how affordable it is , is not that expensive.

    And if you don’t invest your money, you are actually stopping your money from growing.

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  3. Asked: October 21, 2026In: STOCK & CAPITAL MARKET

    Can I Have More Than One CSCS Number With Different Stockbrokers in Nigeria?

    Onuoha John
    Onuoha John
    Added an answer about 3 weeks ago

    You can't in Nigeria, because your cscs number is generally unique to only you alone unlike bank account number You can actually have more than one stockbroker accounts but they can be linked to the same cscs account

    You can’t in Nigeria, because your cscs number is generally unique to only you alone unlike bank account number

    You can actually have more than one stockbroker accounts but they can be linked to the same cscs account

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  4. Asked: March 19, 2026In: INVESTING & WEALTH BUILDING

    How Are Returns Generated and Reinvested in a Money Market Fund?

    Onuoha John
    Onuoha John
    Added an answer about 3 weeks ago

    This is how returns are generated They're actually generated by lending that money u invest, to either the government or banks and they pay back with interest and same thing is done repeatedly into the money market funds.

    This is how returns are generated
    They’re actually generated by lending that money u invest, to either the government or banks and they pay back with interest and same thing is done repeatedly into the money market funds.

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  5. Asked: October 10, 2026In: INVESTING & WEALTH BUILDING

    I have ₦500,000. Should I put it in a Nigerian money-market fund, Treasury Bills or Nigerian stocks?

    Onuoha John
    Onuoha John
    Added an answer about 3 weeks ago

    I will honestly advice you sir to put it in the Nigeria money market fund and not in the Treasury bills or Nigeria stocks

    I will honestly advice you sir to put it in the Nigeria money market fund and not in the Treasury bills or Nigeria stocks

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  6. Asked: March 22, 2026In: INVESTING & WEALTH BUILDING

    What Is the Difference Between Bonds and Treasury Bills in Nigeria?

    Onuoha John
    Onuoha John
    Added an answer about 3 weeks ago

    Treasury bills are just short term investments while bonds are long term investments in Nigeria

    Treasury bills are just short term investments while bonds are long term investments in Nigeria

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  7. Asked: October 20, 2026In: INVESTING & WEALTH BUILDING

    What Should I Do If My Mutual Fund Shows a 35% Yield to Date but My Account Balance Is Declining?

    Onuoha John
    Onuoha John
    Added an answer about 3 weeks ago

    You u notice something like this you need to take it so serious . What you have to do is to calm down, give time and study what actually is causing the decreasing. If is something so serious, then you have to make complains or withdraw your money if there's no genuine reasons for that.

    You u notice something like this you need to take it so serious .
    What you have to do is to calm down, give time and study what actually is causing the decreasing.
    If is something so serious, then you have to make complains or withdraw your money if there’s no genuine reasons for that.

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  8. Asked: October 21, 2026In: INVESTING & WEALTH BUILDING

    Is It Safe to Invest Large Amounts in Money Market Mutual Funds Through Investment Apps in Nigeria?

    Onuoha John
    Onuoha John
    Added an answer about 3 weeks ago

    Yes is safe but not actually all the investment apps, what I will actually advice you to do rather is to read their terms and conditions first, make your own research and ask questions about that investment app before investing. Now on the other hand, is not like going to the bank is not safe, justRead more

    Yes is safe but not actually all the investment apps, what I will actually advice you to do rather is to read their terms and conditions first, make your own research and ask questions about that investment app before investing.
    Now on the other hand, is not like going to the bank is not safe, just that it can’t be compared to most genuine investment apps that guarantee you safety of your money, but start small first and observe the investment app.

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  9. Asked: October 21, 2026In: INVESTING & WEALTH BUILDING

    How Does the Fokona Investment Calculator Work, and Why Is Its Return Higher Than My Compound Interest Calculation?

    Onuoha John
    Onuoha John
    Added an answer about 3 weeks ago

    Now this is how it works, when u invest your money on anything u will like to get a return like a profit from that investment right? So now when u invest your money as an investor in fokona , definitely that money will yield an interest for u.

    Now this is how it works, when u invest your money on anything u will like to get a return like a profit from that investment right?

    So now when u invest your money as an investor in fokona , definitely that money will yield an interest for u.

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  10. Asked: September 18, 2026In: INVESTING & WEALTH BUILDING

    Can someone without CSCS account and CHN subscribe for IPO?

    Onuoha John
    Onuoha John
    Added an answer about 2 months ago

    Yes u can actually subscribe, but I advised u read the terms and conditions applied to the Dangote IPo

    Yes u can actually subscribe, but I advised u read the terms and conditions applied to the Dangote IPo

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