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INVESTING & WEALTH BUILDING

This section answers real questions about investing in Nigeria. Learn how to invest in stocks market, treasury bills, bonds, NIDF, Commecial Papers and other opportunities. Whether you are a beginner or experienced, you will find simple guidance to grow your money.

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Fokona Latest Questions

Esther Oladimeji Salami
Esther Oladimeji Salami
Asked: April 10, 2026In: INVESTING & WEALTH BUILDING

Which is the best to invest in between Money market fund and Federal Government bond?

As a beginner kindly advise me on which is best to start investing between money market and Federal Government bond

federal government bondmmf
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Tomi Otegbade
Tomi Otegbade
Asked: April 18, 2026In: INVESTING & WEALTH BUILDING

What's the difference between Dividend paying stocks and non Dividend paying, if there is?

I read on one of your posts about dividend paying stocks and your explanation. The question is, do we have stocks that doesn’t pay dividends? If yes, what are the differences and similarities of both stocks? Thank you.

dividends
1
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Anonymous
Anonymous
Asked: April 22, 2026In: INVESTING & WEALTH BUILDING

Is land banking a good investment strategy for wealth building in Nigeria real estate market?

My elderly parents own two parcels of land in our home state, each purchased for 500,000 naira exactly eight years ago, and they need guidance on what to do with them. Here are their alternatives. – Sell both for 20 ...Read more

investmentland businessWealth Building
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Anne Ekemena irejor
Anne Ekemena irejor
Asked: April 25, 2026In: INVESTING & WEALTH BUILDING

How do I choose between low-priced and high-priced stocks on the Nigeria Stock Exchange (NGX)?

A blessed weekend to you sirs. You’re doing a great job ooo. Abeg i need help to clear some things. If a share is sold at 4.56k by a company and another company of same type sells at 145.00. .How ...Read more

investment strategyngx stocksstock valuation nigeria
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Ejike Anichebe
Ejike Anichebe
Asked: April 30, 2026In: INVESTING & WEALTH BUILDING

Joint ownership of shares/stocks.Can Two or More People Jointly Own Shares in Nigerian Stock Market (NGX) Without Forming a Company?

Please, is it possible for two or more people or family members to buy and co-own shares/stocks from NGX, just like we have in Joint accounts in Bank, without a registered company?

joint stock ownership nigeriangx investing nigeriastock investment nigeria
2
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Anonymous
Anonymous
Asked: May 4, 2026In: INVESTING & WEALTH BUILDING

How Do I Withdraw Money From Invest Naija in Nigeria?

Please, do you need transaction pin to Carry out withdrawal from invest naija?

invest naija withdrawalnigerian investment apps
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IFEANYI SAMUEL AZUAMAIRO
IFEANYI SAMUEL AZUAMAIRO
Asked: May 9, 2026In: INVESTING & WEALTH BUILDING

What Should Nigerian Investors Know Before Investing in Ethical Funds?

Please sir,talking ethical funds sir, I would like to know more about ethical funds,the risk that are involve, how it works and everything that one needs to know about ethical funds before investing into it sir?

ethical fundsethical investing nigeriaethical mutual funds
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Ibeabuchi Ali
Ibeabuchi Ali
Asked: May 18, 2026In: INVESTING & WEALTH BUILDING

What Are the Best Penny Stocks for Long-Term Growth Potential?

I have 200k which I intend to use for investing in shares. I am not under pressure and just want to keep shares in companies with strong growth potential. I need your professional guidance

long term investingpenny stocksstock market investingundervalued stocksWealth Building
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DebbyDaniel\'s
DebbyDaniel\'s
Asked: May 27, 2026In: INVESTING & WEALTH BUILDING

How Do I Register for E-Dividend in Nigeria to Receive Share Dividends Directly to My Bank Account?

I bought some company shares but don’t know how to register so my devidends can paid into my bank account.

cscs accounte-dividend registrationngx sharesstockbroker nigeria
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NwatulegwuAkachiProsper
NwatulegwuAkachiProsper
Asked: July 3, 2026In: INVESTING & WEALTH BUILDING

What Is the Best Investment Option in Nigeria for ₦200,000 Over 4 Years?

Please sir, good evening to you. Please what investment package can you recommend to your follower who wants to lock in 200,000 for 4 years sir? Can the person be able to withdraw the capital and interest after the 4 ...Read more

fgn savings bondinvestment nigerialong term investment
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    Obum added an answer Thank you for this great response. It's very helpful October 16, 2026 at 3:24 am
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