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  1. Asked: April 9, 2026In: FINTECH & DIGITAL FINANCE

    Why Is InvestNaija Showing “Email and Token Required” When I Try to Withdraw Funds in Nigeria?

    Ochoyoda
    Ochoyoda Active Creator
    Added an answer about 5 months ago

    What you're seeing usually means InvestNaija requires two-factor authentication (2FA) for withdrawals: Email OTP → sent to your email (you’re receiving this) Token / Authenticator code → generated from an authenticator app (this is what you're missing) This is a security requirement many investmentRead more

    What you’re seeing usually means InvestNaija requires two-factor authentication (2FA) for withdrawals:
    Email OTP → sent to your email (you’re receiving this)
    Token / Authenticator code → generated from an authenticator app (this is what you’re missing)
    This is a security requirement many investment platforms use to prevent unauthorized withdrawals.
    Why you’re seeing “Email + Token required”
    Some InvestNaija accounts are configured to require both email OTP and authenticator token
    If you never set up an authenticator, the system may still be expecting one (this happens sometimes due to security updates or account settings)
    InvestNaija itself notes that if you experience difficulty initiating withdrawal, you should contact their support team directly.
    What You Should Try First
    Try these steps:
    Step 1 — Check Security Settings
    Open your InvestNaija app and check:
    Settings
    Security
    Two-factor authentication / Authenticator
    Look for:
    Google Authenticator
    Microsoft Authenticator
    Authy
    If you see “Enable Authenticator” → set it up.
    Step 2 — If You Never Set It Up (Most Likely Your Case)
    You must contact support to reset your withdrawal security:
    Email: info@investnaija.com
    Phone: 0700-INVESTNAIJA
    Tell them:
    “I receive email OTP but I was never given a token or authenticator setup. I cannot withdraw.”
    They usually reset or guide you.
    Important ⚠️
    Do NOT:
    Download random “token apps” unless they tell you which one
    Share your OTP with anyone
    Pay any “withdrawal unlocking fee” (this is a red flag)

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