Emeka, my brother! I see say you wan begin your investment journey. That one dey good wella! Before I go answer your question, make we first yarn small. You see, investing na like planting maize for farm. If you plant maize, you go wait for some time before you fit chop the harvest. E no dey happen overnight. So, when you dey invest, make you get that patience like farmer wey dey wait for rainy season.

Now, onto your question about investing for equity fund through app. E good say you dey reason that path. But to answer your question, e no compulsory to get CSCS and CHN account before you fit invest for equity fund through app. The matter be say CSCS and CHN account fit dey required if you wan buy individual stocks directly. But if you dey use app wey offer mutual funds or exchange-traded funds (ETFs), you fit invest without CSCS and CHN account. The app fit arrange everything for you, so you fit start your journey without stress.

Make you remember say, before you start to invest, try learn small. Make you know wetin you dey invest into and how e dey work. E good make sense to understand why you dey put your money for inside where e dey grow.

If you get more questions or you need clarification, feel free to ask. The important thing be say, make sure say you dey learn as you dey invest. Ona adiok!