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I Borrowed 20K → Made 250M → Gave 50M Gift… He Still Wants 20K. Who Is Wrong?
Your friend is the one,that is greedy. To my perspective,the 50 million,has settled the 20k,which this person, borrowed his friend,which is you. And inside,this 50 million,there are,more than 150,20k already,so,the borrowed money,is with him already,and no need for getting the initial money back froRead more
Your friend is the one,that is greedy. To my perspective,the 50 million,has settled the 20k,which this person, borrowed his friend,which is you. And inside,this 50 million,there are,more than 150,20k already,so,the borrowed money,is with him already,and no need for getting the initial money back from you. Though,it’s just my opinion.
See lessIf you met a billionaire today, what would you ask for to change your life?
Mentorship will be the most suitable option for me,and these are my reasons; A) Self development and the billionaires secrets: With this, everything this person knows,even though not everything,but most things,will be transferred to me,once the request,was accepted by this billionaire. His knRead more
Mentorship will be the most suitable option for me,and these are my reasons;
A) Self development and the billionaires secrets:
With this, everything this person knows,even though not everything,but most things,will be transferred to me,once the request,was accepted by this billionaire. His knowledge on money, success, positive habit that attract success, progress and growth,and many other things,that can’t be remembered now,will be taught by this billionaire to me,once I choose mentorship. And other steps or advice,he would suggest,if he was to restart from scratch.
See lessWhich opportunity would you choose if a billionaire offered you one?
Why will I be choosing,1 year personal mentorship from this billionaire,than taking the cash offer, business partnership,access to their network? Well,for many,they would prefer to take the cash offer,and use it to build their life,or start from somewhere,but this is the problem,if you take this offRead more
Why will I be choosing,1 year personal mentorship from this billionaire,than taking the cash offer, business partnership,access to their network? Well,for many,they would prefer to take the cash offer,and use it to build their life,or start from somewhere,but this is the problem,if you take this offer, without any financial education,self development,or any knowledge on the reality of business,money,life,and success,this money offer,will just be a waste of opportunity to you. And if you say,let you choose access to network,you will also need to develop your capacity,and abilities,to the level,that you can give solutions to these sets of new network, problems. Because,even billionaires,have their own problem,just like the masses,today. But,if you choose business partnership offers,you also loose opportunity to personal mentorship from this billionaire,but with 1 year personal mentorship from this billionaire,you also have open opportunities to his or her network, business partnership,money in some cases,and many other things,not mentioned here in the options,if you go for this personal mentorship from this billionaire. I rest my case. But remember,the choice is yours.
See lessWhat’s a “rich habit” that people should start early?
As individuals from poor background or,that want to become rich,and create true wealth,one thing you need to understand earlier,and start practicing,if you are really serious about wealth creation is,looking for better ways,you can start accumulating assets of different class,as an individual,no matRead more
As individuals from poor background or,that want to become rich,and create true wealth,one thing you need to understand earlier,and start practicing,if you are really serious about wealth creation is,looking for better ways,you can start accumulating assets of different class,as an individual,no matter your financial level in life,or,where you are today,or,how much you earn currently. Always look into how,you can leverage,what you already have,your income,your resources like, devices, parents leverage, family house leverage,and many more,to start building the type of life you want. Thinking long term,in any investment,you get yourself into,like personal development, financial education,stocks,real estate, business and brands,and many more.
See lessWhat is your go-to investment vehicle for long-term stability in Nigeria?
You're asking a very important question — especially in Nigeria where inflation, currency depreciation, and economic uncertainty are real concerns. 🇳🇬 Right now, many Nigerians are not just investing for profit — they are investing to preserve wealth. Here are where Nigerians currently place their tRead more
You’re asking a very important question — especially in Nigeria where inflation, currency depreciation, and economic uncertainty are real concerns. 🇳🇬
Right now, many Nigerians are not just investing for profit — they are investing to preserve wealth.
Here are where Nigerians currently place their trust for wealth preservation:
1. Dollar-Based Investments (Very Popular Now) 💵
Because the Naira keeps losing value, many Nigerians are moving to:
Dollar mutual funds
Eurobonds
Foreign stocks
Dollar savings
Platforms Nigerians commonly use:
Cowrywise
Bamboo
Risevest
Afrinvest
Why?
Protects against naira depreciation
More stable long-term
2. Government Securities (Safe Haven) 🛡️
Many Nigerians trust:
Central Bank of Nigeria Treasury Bills
Debt Management Office Nigeria FGN Bonds
Why?
Low risk
Government-backed
Good for capital preservation
Best for:
Conservative investors
Long-term wealth preservation
3. Stocks (But Only Strong Companies) 📈
Many Nigerians still trust blue-chip stocks like:
Zenith Bank Plc
Guaranty Trust Holding Company
MTN Nigeria
Dangote Cement
Why?
Dividend income
Long-term growth
Hedge against inflation
4. Real Estate (Traditional Wealth Protection) 🏠
Many Nigerians trust:
Land
Rental property
Real estate funds
Why?
Long-term value
Hedge against inflation
But downside:
Requires large capital
Not very liquid
5. Gold (Quietly Growing Interest) 🪙
Gold is globally trusted for wealth preservation.
Many Nigerians now buy:
Physical gold
Gold ETFs
Gold-backed funds
Why?
Holds value during crisis
Global safe haven
6. Cryptocurrency (High Risk but Popular) ⚠️
Some Nigerians trust:
Bitcoin
Ethereum
Why?
Hedge against currency devaluation
High growth potential
But:
Very volatile
Not ideal for conservative investors
What Most Smart Nigerian Investors Are Doing Now
They are diversifying:
Example:
30% Dollar investments
25% Stocks
20% Money market funds
15% Bonds / T-Bills
10% Cash / Opportunities
Based on Your Previous Investment Questions
Since you’ve been:
Investing in stocks
Using Cowrywise / Afrinvest
Focused on long-term growth
You’re already thinking like a smart wealth builder.
My Practical Suggestion for You: Consider a balanced wealth preservation strategy:
Equity funds (growth)
Money market funds (stability)
Dollar fund (inflation protection)
T-Bills/Bonds (safety)
This is how many Nigerians are protecting wealth in 2026.
See lessIf you had money to invest today, where would you put it?
Money Market Mutual Funds, are like savings accounts of a bank. That means that you can withdraw and make deposits. It is safe. It pays you interest. Money Market Mutual Funds interests are higher than normal bank interests. I was in one of my bank recently. It happened I glanced at the e-notRead more
Money Market Mutual Funds, are like savings accounts of a bank. That means that you can withdraw and make deposits.
It is safe. It pays you interest. Money Market Mutual Funds interests are higher than normal bank interests.
I was in one of my bank recently. It happened I glanced at the e-notice board. Interest payable on savings account is 5%, and that is for a deposit of Five Million Naira. Whereas, Money Market Mutual Funds (MMMF) ranges between 18 to 20 % with some stock Apps.
It is because of this lack of interest earnings that I want to withdraw my N500K in a bank to buy the FGN savings bond. And the interests earned quarterly into a MMMF account.
Thank you everyone.
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