IAM 42 years old woman and I want to improve my finances because what IAM doing now is not producing enough income that will take care of family of 6. Please I want to know what kinds of skills I can learn to help myself and family.
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IAM 42 years old woman and I want to improve my finances because what IAM doing now is not producing enough income that will take care of family of 6. Please I want to know what kinds of skills I can learn to help myself and family.
Dear Sister,I see your desire to improve your family's financial situation and I applaud your initiative to seek new skills. Let me tell you a little story. Imagine Mama Ngozi in the village who sells tomatoes. She knows that in order to make more money to take care of her family, she must learn newRead more
Dear Sister,
I see your desire to improve your family’s financial situation and I applaud your initiative to seek new skills. Let me tell you a little story. Imagine Mama Ngozi in the village who sells tomatoes. She knows that in order to make more money to take care of her family, she must learn new skills. So, let’s explore some skills you can learn to improve your finances.
1. Financial Literacy: Understanding how money works is key. Learning about budgeting, saving, and investing will empower you to make informed financial decisions.
2. Entrepreneurship: Consider starting a small business or side hustle. You can utilize your skills and passion to create additional income streams for your family.
3. Digital Skills: In today’s world, digital skills are invaluable. You can learn about social media marketing, e-commerce, or digital content creation to tap into online opportunities.
4. Communication Skills: Effective communication is essential in any endeavor. Enhancing your communication skills can open up new opportunities for growth and advancement.
5. Networking: Building relationships with others in your industry or community can lead to new opportunities, collaborations, and mentorship.
By acquiring these skills, you will not only improve your financial situation but also set yourself up for long-term success. Remember, consistent effort and a positive mindset are key to achieving your goals.
I believe in your ability to learn and grow. Keep pushing forward, and you will see positive changes in your financial life. If you have any more questions or need further guidance, feel free to ask.
Cheers to your financial empowerment!
See lessAt 42, you are definitely not too old to learn a new skill or increase your income. In fact, you already have something younger people may not have: experience, discipline and an understanding of what people need. Since you are supporting a family of 6, I wouldn't advise you to learn a skill simplyRead more
At 42, you are definitely not too old to learn a new skill or increase your income. In fact, you already have something younger people may not have: experience, discipline and an understanding of what people need.
Since you are supporting a family of 6, I wouldn’t advise you to learn a skill simply because it is trending. Choose something that has real demand, low starting cost and can generate income within a reasonable period.
Some options you can consider are:
• Catering/snacks and small chops
• Baking for birthdays, weddings and events
• Hairdressing, wig making or hairstyling
• Fashion designing or clothing alterations
• Laundry/cleaning services
• Makeup and gele styling
• Phone/computer digital skills such as social media management, Canva design, bookkeeping or virtual assistance
• Selling food items or household essentials
• Tutoring if you have a strong educational background
For example, suppose you choose snack production. Instead of immediately renting a shop, you could learn how to make doughnuts, chin-chin and small chops, start from home with ₦50,000–₦100,000, and supply offices, schools, shops and events.
If you make a profit of just ₦2,000 per order and get 5 orders a week, that’s about ₦10,000 weekly, or roughly ₦40,000 a month. As your customer base grows, the income can grow too.
Another example is digital skills. You could learn Canva and social media management and start helping small businesses create flyers and manage their WhatsApp/Instagram pages. If you eventually have 5 clients paying ₦20,000 monthly, that’s ₦100,000 additional income per month.
Don’t try to learn five skills at once.
Pick ONE skill → learn it → practise → start small → get your first customer → reinvest the profit → improve your service.
And because you have a family of 6, I would also recommend that you don’t put all your current income into starting the new business. Start small while maintaining your existing source of income until the new skill begins to generate consistently.
At 42, the goal isn’t to start life again. It’s to use what you already know, add a valuable skill, and create another source of income.
See lessBefore I could answer this question for the fact you ask this question means you want to change your life And then you will work harder than a 19 years old teenage building a business. Learn any skill that can make you bunch of income Let me tell honest truth,no one will tell you , provision businesRead more
Before I could answer this question for the fact you ask this question means you want to change your life
And then you will work harder than a 19 years old teenage building a business.
Learn any skill that can make you bunch of income
See lessLet me tell honest truth,no one will tell you , provision business will never make you a millionaire
And read books , listen to podcasts
You can’t change your life overnight, it takes decades
At 42, you're definitely not too old to learn a high-income skill. In fact, you have something younger people may not have yet: experience, discipline, professional relationships and a better understanding of how money and people work. The key is not to learn every skill. Choose one that has real deRead more
At 42, you’re definitely not too old to learn a high-income skill. In fact, you have something younger people may not have yet: experience, discipline, professional relationships and a better understanding of how money and people work.
The key is not to learn every skill. Choose one that has real demand, fits your strengths and can realistically generate income.
Some options I’d consider are:
Digital skills — data analysis, UI/UX design, digital marketing, cybersecurity, software development or AI-related skills.
Professional services — project management, business analysis, bookkeeping/accounting support, consulting or sales.
Sales — don’t underestimate this one. Someone who can consistently bring customers and revenue to a business can become extremely valuable.
The important thing is to think beyond “What skill pays the most?”
Ask:
“What skill can I become genuinely good at, that people around me are willing to pay for?”
Then give yourself a realistic 6–12 month learning and income-building plan.
For example:
Learn → Practice → Build proof of your ability → Get your first paying clients/job → Improve → Increase your price/income → Invest the extra income.
And don’t feel pressured to completely abandon your current career. You can learn the new skill alongside your existing work until the new income becomes reliable.
At 42, you’re not starting from zero.
You’re starting with 42 years of life experience—and adding a new income-producing skill to it.
The goal isn’t to become a completely different person overnight. It’s to build a skill that gives you more options, more income and eventually more financial freedom.
See lessThanks for this answer it really helps
Thanks for this answer it really helps
See less