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DanielObij

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  1. Asked: July 30, 2026In: BUSINESS & ENTREPRENEURSHIP

    Is buying a motorcycle for hire purchase a good business idea in Nigeria?

    DanielObij
    DanielObij
    Added an answer about 2 months ago

    My own take is this: You buy a bike for 1.3million and give it out for hire purchase @ 2.2million. The hire purchase is for how long ( 6 months, 1 year, 1.5years, 2 years)? 🥇 Mean you, it is like most state govt are gradually scrapping bike movement in some roads of their state? 🥈 Remember, cost ofRead more

    My own take is this:
    You buy a bike for 1.3million and give it out for hire purchase @ 2.2million. The hire purchase is for how long ( 6 months, 1 year, 1.5years, 2 years)?
    🥇 Mean you, it is like most state govt are gradually scrapping bike movement in some roads of their state?
    🥈 Remember, cost of repair and maintenance for bike is increasing as inflation in Nigeria is dancing makosa.
    🥉 NOTE : I WAS DISCUSSING WITH A BUS DRIVER RECENTLY, HE SAID, BASED ON HIS EXPERIENCE OF DRIVING HIRE PURCHASE FOR KEKE, THE BEST APPROACH FOR ANY BODY GIVING HIRE PURCHASE IS THE PERSON SHOULD BE LOOKING AT MAKING HIS MONEY WITHIN SIX MONTHS. REASONS BEEN THAT; WITHIN THAT SAID FIRST SIX MONTHS, THE BIKE OR KEKE IS BRAND NEW, THERE WOULD BE LESS MAINTENANCE COST & AFTER THAT COST OF MAINTENANCE WILL DOUBLE BECAUSE, BAD ROADS WOULD HAVE BEGIN MANIFEST UT EFFECT ON THE BIKE OR KEKE…. 🙄 🙄 🙄 🙄.
    I HOPE MY WRITE UP HELPS YOU OR SOMEBODY ELSE.
    #danielobij

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  2. Asked: March 22, 2026In: INVESTING & WEALTH BUILDING

    What Is the Difference Between Bonds and Treasury Bills in Nigeria?

    DanielObij
    DanielObij
    Added an answer about 6 months ago

    To the best of my knowledge, a very poor Nigerian can invest in BOND for as low as 5k andwhich is back by fg. And TREASURY BILL is for bigger man's and it's start up capital to invest in it is 100k.

    To the best of my knowledge, a very poor Nigerian can invest in BOND for as low as 5k andwhich is back by fg. And TREASURY BILL is for bigger man’s and it’s start up capital to invest in it is 100k.

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