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EmyYoung

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  1. Asked: March 19, 2026In: INVESTING & WEALTH BUILDING

    What is a money market mutual fund? and how does compounding works?

    EmyYoung
    EmyYoung
    Added an answer about 2 hours ago

    Money market mutual fund is a short term investment market for quick generation of dividend on fund safe-kept under them for a short period of time. . For instance, if you have 200k naira and you have the plan to make use of it in the next six months instead of of keeping the money in the bank and iRead more

    Money market mutual fund is a short term investment market for quick generation of dividend on fund safe-kept under them for a short period of time. . For instance, if you have 200k naira and you have the plan to make use of it in the next six months instead of of keeping the money in the bank and it won’t generate you any profit you can take it to the money market mutual fund and leave it there. After six months you can go back and collect your money back with interest added to it.

    And in this days there are many financial apps that has this money market mutual fund place in their apps. From Opay, to Moniepoint etc. you can try one out

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  2. Asked: March 21, 2026In: STOCK & CAPITAL MARKET

    Stock Market Investing vs. Starting a Business: Which is better for building wealth with 1 Million Naira?

    EmyYoung
    EmyYoung
    Added an answer about 2 hours ago

    Both stock investment and starting a business is very good. What defines the best is current plans and strategies for the proper utilization of the financial assets at hand. What do I mean? If you have 1m naira at hand and no proper plans and strategies on how to grow the money the best market invesRead more

    Both stock investment and starting a business is very good. What defines the best is current plans and strategies for the proper utilization of the financial assets at hand.
    What do I mean?

    If you have 1m naira at hand and no proper plans and strategies on how to grow the money the best market investment to take is the STOCK MARKET INVESTMENT.
    This is because instead of keeping the money in the bank for the bank manager to use it and make more money for themselves, swaddle the money on trivial commodities and friends which will lead to the lost of the money etc it’s better to take the money to the stock investment market and dump it there for the money to be growing itself for you.
    But if you have a good business plan and strategy that you can use that 1m naira to start up and within a specific time frame it will generate you profits like or more than the dividend that the stock market investment will give you then it’s better to use the 1m to start up a business

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