When dealing with finance, you must understand that pressure has the potential to make you take a rash decision.

Now let’s talk about Vashni…

Okay, when growing up, most time as kids, we play some game more like a prank. You will see us suddenly running, and then you that was walking calmly will just start running for no cause. When asked why are you running, you will discover how ignorant you are. In fact there is a saying which states that ” ignorance is not an excuse”

Having said this, as a beginner, my three start will be;

1. Go for knowledge.
If your money cannot buy you books, courses etc, at least you have access to physical and digital library which is for free.

2. Make a feasible budget for yourself and make some Savings. Remember you must eat too ooo… Because for mama Ngozi to see clear and think clear, food is a factor.

3. Deal with impatience. Most times we make mistakes in our fiance not because we don’t have the Knowledge, budget and savings. But because we are impatient. We want immediate gratification. Nooo… Learn to be patient with yourself and build gradually.

Now let’s talk about the irregularities in payment. Especially when it is 10,000 Naira.

1. Put your money in percentages in respect to items. That is, everything you do should have a budget. This will be a good guide for you.
I believe in a principle “if you can’t keep the seed when you have it, you will look for the harvest but will find none. ”
It is discipline. 10,000 many not be enough, butay be a seed to the enough. Plan wisely.

2. Find a way to increase your income.
You can start with mutual funds, get a skill and increase your value, do a partnership kind of business, etc.

3. Keep focus, focusing.

Thank you!