There's no permanent better one. Infact it's like comparing two different stock. Stock A may have the upper hand over stock B at the moment . Then, later stock B level up and by pass stock A and the sequence continues. The beautiful part is both have their fair share of gains and loses. But they areRead more
There’s no permanent better one. Infact it’s like comparing two different stock. Stock A may have the upper hand over stock B at the moment . Then, later stock B level up and by pass stock A and the sequence continues.
The beautiful part is both have their fair share of gains and loses. But they aren’t winding up since returns are profitable.. What is the lesson?
Whether stock or personal investment, the business still comes with risks. Which is riskier?
It depends on background check of both sides. What does the stock or business deals in? What exactly is the market demand? Will the 1 million be enough? Is there a back up strategy in case of shortfall? How long can the market continue?
The answers will tell you which one is riskier , not which one is better
ARM App, precisely ARM One app by ARM Investment Managers. It’s for investing in their Money Market Fund (MMF) and other mutual funds in Nigeria. Here’s how it works: 1. What the ARM MMF does Low-risk fund that invests in short-term government securities, treasury bills, commercial papers. Your RetuRead more
ARM App, precisely ARM One app by ARM Investment Managers. It’s for investing in their Money Market Fund (MMF) and other mutual funds in Nigeria.
Here’s how it works:
1. What the ARM MMF does
Low-risk fund that invests in short-term government securities, treasury bills, commercial papers.
Your Returns: Interest is paid quarterly and returns are tax-free
Liquidity: You can withdraw anytime, money hits your bank in 1-3 working days
2. How to invest using the ARM App
Step 1: Download & sign up.
Get “ARM One” on Play Store or iOS. Sign up with your BVN, NIN, and bank details for KYC.
Step 2: Choose ARM Money Market Fund
In the app, go to Mutual Funds select ARM Money Market Fund.
Step 3: Pay in
You can fund your investment through bank transfer: Use the account details in the app.
Use your name + investment ID as reference.
3. What happens after you pay
Once ARM confirms payment, you get units in the fund.
Value grows daily as interest accrues.
You can track it on the app under “Wealth Planner” bd6e
You can withdraw anytime from the app. No lock-in period
Management fee is ∼1.5%
Alternative ARM MMF is also available on Cowrywise, Palmpay if you prefer that app.
Tip: Start small with ₦5k or what you can afford to save to test it. Check the yield before investing. If you want long-term yield, compound it.
Knowledge of tax from time to time is fine . But when people do not tabulate their income properly, tax can become more than usual. The new tax regime may not pity individual or businesses lacking proper income records.
Knowledge of tax from time to time is fine . But when people do not tabulate their income properly, tax can become more than usual. The new tax regime may not pity individual or businesses lacking proper income records.
Yes. It's safe for beginners, trying investors. I used it doesn't mean you should put all your investments through Palmpay. Just be sure that you are starting at your own pace and that your Palmpay log in details is safe somewhere just in case your phone becomes spoilt or lost
Yes. It’s safe for beginners, trying investors. I used it doesn’t mean you should put all your investments through Palmpay.
Just be sure that you are starting at your own pace and that your Palmpay log in details is safe somewhere just in case your phone becomes spoilt or lost
Is Investing ₦1 Million in Stocks Better Than Starting a Business in Nigeria?
There's no permanent better one. Infact it's like comparing two different stock. Stock A may have the upper hand over stock B at the moment . Then, later stock B level up and by pass stock A and the sequence continues. The beautiful part is both have their fair share of gains and loses. But they areRead more
There’s no permanent better one. Infact it’s like comparing two different stock. Stock A may have the upper hand over stock B at the moment . Then, later stock B level up and by pass stock A and the sequence continues.
The beautiful part is both have their fair share of gains and loses. But they aren’t winding up since returns are profitable.. What is the lesson?
Whether stock or personal investment, the business still comes with risks. Which is riskier?
It depends on background check of both sides. What does the stock or business deals in? What exactly is the market demand? Will the 1 million be enough? Is there a back up strategy in case of shortfall? How long can the market continue?
See lessThe answers will tell you which one is riskier , not which one is better
How Are Returns Generated and Reinvested in a Money Market Fund?
ARM App, precisely ARM One app by ARM Investment Managers. It’s for investing in their Money Market Fund (MMF) and other mutual funds in Nigeria. Here’s how it works: 1. What the ARM MMF does Low-risk fund that invests in short-term government securities, treasury bills, commercial papers. Your RetuRead more
ARM App, precisely ARM One app by ARM Investment Managers. It’s for investing in their Money Market Fund (MMF) and other mutual funds in Nigeria.
Here’s how it works:
1. What the ARM MMF does
Low-risk fund that invests in short-term government securities, treasury bills, commercial papers.
Your Returns: Interest is paid quarterly and returns are tax-free
Liquidity: You can withdraw anytime, money hits your bank in 1-3 working days
2. How to invest using the ARM App
Step 1: Download & sign up.
Get “ARM One” on Play Store or iOS. Sign up with your BVN, NIN, and bank details for KYC.
Step 2: Choose ARM Money Market Fund
In the app, go to Mutual Funds select ARM Money Market Fund.
Step 3: Pay in
You can fund your investment through bank transfer: Use the account details in the app.
Use your name + investment ID as reference.
3. What happens after you pay
Once ARM confirms payment, you get units in the fund.
Value grows daily as interest accrues.
You can track it on the app under “Wealth Planner” bd6e
You can withdraw anytime from the app. No lock-in period
Management fee is ∼1.5%
Alternative ARM MMF is also available on Cowrywise, Palmpay if you prefer that app.
Tip: Start small with ₦5k or what you can afford to save to test it. Check the yield before investing. If you want long-term yield, compound it.
See lessWhat is your biggest challenge when it comes to taxes?
Knowledge of tax from time to time is fine . But when people do not tabulate their income properly, tax can become more than usual. The new tax regime may not pity individual or businesses lacking proper income records.
Knowledge of tax from time to time is fine . But when people do not tabulate their income properly, tax can become more than usual. The new tax regime may not pity individual or businesses lacking proper income records.
See lessIs it safe to invest in ARM Mutual Funds through PalmPay app in Nigeria?
Yes. It's safe for beginners, trying investors. I used it doesn't mean you should put all your investments through Palmpay. Just be sure that you are starting at your own pace and that your Palmpay log in details is safe somewhere just in case your phone becomes spoilt or lost
Yes. It’s safe for beginners, trying investors. I used it doesn’t mean you should put all your investments through Palmpay.
Just be sure that you are starting at your own pace and that your Palmpay log in details is safe somewhere just in case your phone becomes spoilt or lost
See less