The post sounds deep, but it is  built on a false comparison.

It assumes:
Stocks give only 10% (which is conservative, especially in markets like NGX)

A business will surely make ₦50k weekly (which is not guaranteed at all)

In reality, business returns are higher but far riskier, while stocks are more stable but slower.

Here is the balanced truth:
Personal investment (business/skills) is best when you’re still building income, experience, and capacity.

It can change your financial level faster.
Stock investment is best for preserving and compounding wealth once you have steady surplus and want less daily involvement.

So it is  not “lazy vs smart” rather it is about stage and structure.

In summary:
Stocks and personal business are not opposites, rather they serve different stages of growth.

Early on, investing in skills or a business can accelerate income, but it comes with higher risk and uncertainty.

Stocks, on the other hand, are a tool for long term wealth preservation and compounding.

The real advantage comes from knowing when to use each, not dismissing one entirely.