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INVESTING & WEALTH BUILDING

This section answers real questions about investing in Nigeria. Learn how to invest in stocks market, treasury bills, bonds, NIDF, Commecial Papers and other opportunities. Whether you are a beginner or experienced, you will find simple guidance to grow your money.

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Fokona Latest Questions

Emeka
Emeka
Asked: September 4, 2026In: INVESTING & WEALTH BUILDING

Can I Buy Dangote Refinery IPO Shares Directly From My Investment App?

How will I go about buying the upcoming dangote refinery IPO on my brokerage app

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Mama Ngozi
Mama Ngozi
Asked: March 18, 2026In: INVESTING & WEALTH BUILDING

What is the difference between ETF and Equity Fund?

I’ve been trying to understand different investment options, and I keep seeing ETF and Equity Fund, but I’m a bit confused. Are they the same thing or is there a difference between them? Also, which one is better for someone just starting ...Read more

equity fundetf
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Fokona Community
Fokona CommunityCommunity Desk
Asked: July 13, 2026In: INVESTING & WEALTH BUILDING

Can a Cooperative Society in Nigeria Invest in Treasury Bills, Bonds, and Shares to Grow Members' Savings?

One of our community members asked: I run a cooperative society in Nigeria. With the money our members contribute every month, what profitable and relatively safe investments can we consider to make our savings grow and generate more income for ...Read more

cooperative society investmentTreasury Bills
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Anonymous
Anonymous
Asked: August 28, 2026In: INVESTING & WEALTH BUILDING

How Can You Build Wealth for Yourself and Your Children in Nigeria?

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Horsfall Zolo
Horsfall Zolo
Asked: July 23, 2026In: INVESTING & WEALTH BUILDING

How Do I Withdraw Money From the Nigeria Bond Fund on InvestNaija?

I invested 100K in the Nigeria Bond Fund in Investnaija since 4th November 2025. As at today 23rd July 2026 my balance is 104k . Do they pay dividends, if yes how frequent, is it quarterly, half yearly ...Read more

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Omotoso olamilekan Solomon
Omotoso olamilekan Solomon
Asked: May 31, 2026In: INVESTING & WEALTH BUILDING

What Are the Best Investment Apps in Nigeria for Equity Funds, Money Market Funds, Treasury Bills, and FGN Bonds?

Good evening , please what are investment apps that has EQUITY FUND, MONEY MARKET FUNDS,TREASURY BILLS AND FGN BUND in their features that is friendly with beginners(excluding investnaija)

equity fundfgn bondsinvestment apps nigeriaMutual FundsTreasury Bills
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Sada
Sada
Asked: April 14, 2026In: INVESTING & WEALTH BUILDING

Why Did I Receive Very Small Payments After Claiming 18 Years of Unclaimed Dividends from FCMB Shares?

Please, how is it that after requesting payment for my 18 years of unclaimed dividends from **FCMB Group Plc** (20,000 shares purchased since 2008), I only received deposits of ₦11, ₦22, and ₦25? Kindly explain this to me in very simple ...Read more

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Onyebuchi Uneke
Onyebuchi Uneke
Asked: October 2, 2026In: INVESTING & WEALTH BUILDING

Which Is Better for an Investor: an MMMF at 18.54% or a Bond Fund at 14.7%?

Between MMMF offering 18.54% yield and NBF offering 14.7% yeild. Which of them would you consider a better investment option and why?

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Idobozi Grace jacob
Idobozi Grace jacob
Asked: March 22, 2026In: INVESTING & WEALTH BUILDING

ETF vs Mutual Fund: Why Do ETFs Often Outperform Mutual Funds Long Term?

If an ETF and an mutual fund both track the same index and achieve the same gross returns, why does the ETF typically outperform the mutual fund over the long term? Beyond fees, what structural factors contribute to this difference?

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Apav
Apav
Asked: August 22, 2026In: INVESTING & WEALTH BUILDING

Which platform is good for long-term investment ?

I’m a student looking for a save platform and investment for 5,000 to 10,000 every month

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