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INVESTING & WEALTH BUILDING

This section answers real questions about investing in Nigeria. Learn how to invest in stocks market, treasury bills, bonds, NIDF, Commecial Papers and other opportunities. Whether you are a beginner or experienced, you will find simple guidance to grow your money.

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Captain Mike
Captain Mike
Asked: July 17, 2026In: INVESTING & WEALTH BUILDING

How does minimum holding period work for MMF withdrawals? FIFO or average?

Let’s say I bought 10k units 5 months ago, and I bought another 5k units last week. If I withdraw 2k units now, which units get withdrawn first? Will I be penalized given that only 5k of my units ...Read more

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Anonymous
Anonymous
Asked: August 6, 2026In: INVESTING & WEALTH BUILDING

How can I build a ₦1 billion investment portfolio in 6 years by investing ₦2 million monthly?

I want to hit a portfolio target of 1 billion in 6years with a monthly investment of 2million from now. How and what investment platform, stocks, mutual funds, etf do you suggest?

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Jenny12345
Jenny12345
Asked: August 26, 2026In: INVESTING & WEALTH BUILDING

How Can I Save Money Consistently When My Income Is Low?

I want to learn how to save money consistently even when my income is not very high. What practical methods can I use to manage my daily expenses, set aside savings, and still take care of my important needs?

emergency fundFinancial Literacy
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Anonymous
Anonymous
Asked: September 15, 2026In: INVESTING & WEALTH BUILDING

How Can I Evaluate a Company Before Investing in Its Shares in Nigeria?

What are the prerequisites to look out for in a prospectus when one wants to invest? What other information is needed to fully understand the business to be invested into?

due diligencestock investing
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Anonymous
Anonymous
Asked: September 25, 2026In: INVESTING & WEALTH BUILDING

If Money Market Fund Returns Fall, Can I Lose My Capital and Previous Earnings?

I want to know about if you money market funds reduce will your money you have gain earlier and your capital be reduced

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Adaaku
Adaaku
Asked: March 19, 2026In: INVESTING & WEALTH BUILDING

Should I Invest in Dollar Mutual Funds or Naira Mutual Funds in Nigeria as the Dollar Rate Falls?

Hi, please I’d really appreciate your advice. With the dollar rate dropping, is it still wise to keep investing in a dollar mutual fund on PiggyVest, or would it be better to switch to a naira mutual fund? I’m a ...Read more

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Hamed Abiola QUADRI
Hamed Abiola QUADRI
Asked: March 24, 2026In: INVESTING & WEALTH BUILDING

Which Is a Better Investment in Nigeria’s Current Economy: Agribusiness or Capital Market Investments?

Which will you prefer to invest in, agribusiness venture or capital market base on Nigeria current economy?

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Stosh
Stosh
Asked: March 26, 2026In: INVESTING & WEALTH BUILDING

Are Dividends From Stocks Like MTN and Dangote Considered Riba (Interest) in Islamic Finance?

I want to buy shares in companies like MTN or Dangote, but I’m worried about the yearly payments (Dividends). Is a dividend the same thing as the interest a bank gives you? I want to avoid Riba at all costs.

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Investorsam
Investorsam
Asked: March 29, 2026In: INVESTING & WEALTH BUILDING

What Happens to Physical Share Certificates When a Company Is Delisted From the NGX in Nigeria?

What happened to shares that are in certificate form but the company is no longer traded on the ngx?.

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Goodness Oluchi
Goodness Oluchi
Asked: April 8, 2026In: INVESTING & WEALTH BUILDING

Why Did My FGN Bond Investment Drop in Value on Afrinvestor App in Nigeria?

Please I want to be clarified on this FGN BOND on your reply on Facebook, I used the Afrinvestor app to buy the Bond, there was nothing like equity fund or what so ever, just confused on how the amount ...Read more

Investinginvestnaija
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