INVESTING & WEALTH BUILDING

First…

Forgetting your shares does NOT erase them.

Shares in Nigeria are not stored in your head…
they are stored in systems.

These systems include:

• Stockbrokers
• Registrars
• CSCS (Central Securities Clearing System)

So even if you forget everything…
there is still a record somewhere.

Let Me Explain With a Simple Story ( Just like Iking Ferry🤭😁😁)

Imagine you buried money inside your compound years ago.

Now you forgot the exact spot.

Does the money disappear?

No.

It is still inside the ground…
you just need the right method to locate it.

That is exactly what we are about to do.

Oya… Here Is How You Find Your Forgotten Shares

STEP 1: Check Your Bank Account History

This is your first clue.

Look for:

• Old debit alerts to stockbrokers
• Dividend payments (very important)
• Narrations like “dividend”, “CSCS”, or company names

If you ever received dividends,
that bank account is a major lead.

STEP 2: Check Your Email / Phone Messages

Search your email using keywords like:

• “CSCS”
• “dividend”
• “shares”
• company names

Also check SMS messages.

Many registrars send:

• Dividend alerts
• Shareholding updates

STEP 3: Contact Your Stockbroker (If You Remember)

Even if you don’t remember everything, try to recall:

• Someone who introduced you
• Any trading platform you used

Stockbrokers keep records of your transactions.

STEP 4: Do a CSCS Search (VERY POWERFUL STEP)

This is one of the most reliable ways.

CSCS is where most Nigerian shares are stored electronically.

What to do:

• Visit a stockbroker
• Request a CSCS account search
• Provide your full name, date of birth, and ID

If you ever had a CSCS account,
they can trace your holdings.

STEP 5: Contact Multiple Registrars

Even if you don’t know the companies…

Registrars can help you search.

You will:

• Write a request letter
• Provide your full name
• Attach valid ID

They will check if your name exists in their database.

STEP 6: Use the Unclaimed Dividend Route

This one is like a hidden treasure map.

If you ever bought shares,
there is a chance you have unclaimed dividends.

Registrars can search using:

• Your name
• Your bank details

And once they find dividend records…
they can trace the actual shares behind it.

Let Me Be Honest With You

If you have:

• Changed your name
• Used different spellings
• Used different bank accounts

It may take longer.

Because Nigerian share records are sometimes:

• fragmented
• duplicated
• or slightly inconsistent

But that does NOT mean it is impossible.

Very Important Tip

When searching, always try different variations of your name.

For example:

• “Chukwuemeka Okafor”
• “C. Okafor”
• “Emeka Okafor”

Small differences matter in the system.

Final Truth You Must Understand

This process is like searching for a lost property.

It requires:

• patience
• documentation
• persistence

But people recover their shares every single day in Nigeria.

Let Me Leave You With This

In finance, forgetting does not destroy value.

It only hides it.

So ask yourself:

• Which bank account did I use then?
• Did I ever receive dividend alerts?
• Can I trace any broker or registrar?

Because once you follow the trail…

What was “lost”
becomes “found.”

I am Rose Ejituru

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