Imagine you are taking your fresh tomatoes to sell in the market, just like Mama Ngozi does in the village. You wake up early, pack your tomatoes neatly in baskets, and set off to the market hoping to make a good profit.

Now, let’s say you sold some of your tomatoes to a buyer who promised to pay you back within a month, and you were happy because you were expecting a big profit from that sale. But as the days go by, you notice that although you sold your tomatoes at a high price, your money is not increasing as you expected. In fact, you realize that your total money is decreasing bit by bit, even though you made some profit on that sale.

This situation is similar to what can happen with an investment showing a 35% yield to date but your account is declining. It may seem confusing because typically, when an investment shows a 35% yield, you expect your money to be growing, not decreasing.

Here’s what might be happening: The yield or profit percentage you see might be based on the initial investment amount, not on the total amount in your account. So, even though your investment is making a profit, other factors like fees, charges, or losses in other parts of your account could be causing the overall balance to decrease.

To address this situation, you need to look closely at all the transactions in your account. Understand where the money is coming in from, where it’s going out to, and what fees or charges are being deducted. By doing this, you can pinpoint the reasons for the overall decline in your account balance despite the seemingly high yield.

In summary, just like Mama Ngozi carefully counts her money and tracks her sales at the market to ensure she’s making a profit, you need to review all the details of your investment account to see why your overall balance is going down despite the high yield percentage. This way, you can take necessary actions to protect your money and make informed decisions about your investments.