Alright—let’s go straight to the practical steps so you can actually do this inside the app. First, understand this: on InvestNaija, you don’t usually see something labeled “Money Market Fund” in isolation like a bank product. Instead, it appears under mutual funds / fixed income / low-risk funds (eRead more
Alright—let’s go straight to the practical steps so you can actually do this inside the app.
First, understand this: on InvestNaija, you don’t usually see something labeled “Money Market Fund” in isolation like a bank product. Instead, it appears under mutual funds / fixed income / low-risk funds (e.g. Chapel Hill Denham Money Market Fund).
✅ Step-by-Step: How to Invest in a Money Market Fund on InvestNaija
1. Open the app and log in
Launch InvestNaija
Enter your login details
2. Complete your account setup (very important)
If you haven’t done this fully, you won’t be able to invest.
Make sure you have:
BVN / NIN verification
Bank account linked
Profile completed
Possibly CSCS/CHN setup (for securities access)
👉 Many people get stuck here—finish this first.
3. Fund your wallet
Go to Wallet / Fund Account
Transfer money from your bank
Your balance will reflect inside the app
4. Navigate to investment section
Inside the app, look for:
“Invest” or “InvestIN”
Sometimes shown as:
“Explore Investments”
“Funds” or “Products”
👉 This is where all mutual funds (including money market funds) are listed.
5. Select a Money Market Fund
Look for names like:
“Money Market Fund”
“Fixed Income Fund”
“Low-risk / short-term fund”
These are professionally managed and SEC-regulated funds available on the platform.
💡 Money market funds are ideal because:
Low risk
Stable returns
Better than normal savings accounts
6. Click “Invest” or “Subscribe”
Once you open the fund:
Tap Invest / Buy / Subscribe
Enter amount (e.g. ₦5,000, ₦10,000, etc.)
Review details
7. Confirm your transaction
Confirm the order
Money is deducted from your wallet
You now own units of the fund
8. Track your investment
Go to Portfolio / My Investments
You’ll see:
Your invested amount
Daily growth
Total value
⚠️ Important Tips (Don’t Skip This)
Money market funds don’t give instant big profits—they grow daily gradually
You can usually withdraw anytime (T+1 or T+2 days)
Returns often beat bank savings rates over time �
App Store
🔍 If You Can’t Find the Money Market Fund
This is common. Do this:
Check under “Mutual Funds”
Or look for Chapel Hill Denham funds
Or update your app to the latest version
Bottom Line
Inside InvestNaija, the flow is:
👉 Fund account → Go to InvestIN → Choose Money Market Fund → Enter amount → Confirm
How Can Nigerians Invest in Money Market Funds Using the Invest Naija App?
Alright—let’s go straight to the practical steps so you can actually do this inside the app. First, understand this: on InvestNaija, you don’t usually see something labeled “Money Market Fund” in isolation like a bank product. Instead, it appears under mutual funds / fixed income / low-risk funds (eRead more
Alright—let’s go straight to the practical steps so you can actually do this inside the app.
See lessFirst, understand this: on InvestNaija, you don’t usually see something labeled “Money Market Fund” in isolation like a bank product. Instead, it appears under mutual funds / fixed income / low-risk funds (e.g. Chapel Hill Denham Money Market Fund).
✅ Step-by-Step: How to Invest in a Money Market Fund on InvestNaija
1. Open the app and log in
Launch InvestNaija
Enter your login details
2. Complete your account setup (very important)
If you haven’t done this fully, you won’t be able to invest.
Make sure you have:
BVN / NIN verification
Bank account linked
Profile completed
Possibly CSCS/CHN setup (for securities access)
👉 Many people get stuck here—finish this first.
3. Fund your wallet
Go to Wallet / Fund Account
Transfer money from your bank
Your balance will reflect inside the app
4. Navigate to investment section
Inside the app, look for:
“Invest” or “InvestIN”
Sometimes shown as:
“Explore Investments”
“Funds” or “Products”
👉 This is where all mutual funds (including money market funds) are listed.
5. Select a Money Market Fund
Look for names like:
“Money Market Fund”
“Fixed Income Fund”
“Low-risk / short-term fund”
These are professionally managed and SEC-regulated funds available on the platform.
💡 Money market funds are ideal because:
Low risk
Stable returns
Better than normal savings accounts
6. Click “Invest” or “Subscribe”
Once you open the fund:
Tap Invest / Buy / Subscribe
Enter amount (e.g. ₦5,000, ₦10,000, etc.)
Review details
7. Confirm your transaction
Confirm the order
Money is deducted from your wallet
You now own units of the fund
8. Track your investment
Go to Portfolio / My Investments
You’ll see:
Your invested amount
Daily growth
Total value
⚠️ Important Tips (Don’t Skip This)
Money market funds don’t give instant big profits—they grow daily gradually
You can usually withdraw anytime (T+1 or T+2 days)
Returns often beat bank savings rates over time �
App Store
🔍 If You Can’t Find the Money Market Fund
This is common. Do this:
Check under “Mutual Funds”
Or look for Chapel Hill Denham funds
Or update your app to the latest version
Bottom Line
Inside InvestNaija, the flow is:
👉 Fund account → Go to InvestIN → Choose Money Market Fund → Enter amount → Confirm