If you’re getting “You can’t fund wallet with wallet” on the InvestNaija, it usually means you’re trying to fund the MMF the wrong way.

Here’s what’s happening and how to fix it 👇

Why You’re Seeing “You Can’t Fund Wallet With Wallet”

On InvestNaija, there are usually two different balances:

Wallet balance (cash you funded)

Investment account (MMF / funds)

When you try to fund wallet again using wallet, the system blocks it — because you already have money in the wallet. Instead, you should invest directly, not fund again.

Correct Way to Buy MMF on InvestNaija

Follow these steps:

Step-by-Step

Open InvestNaija App

Go to Invest / InvestIN

Select Money Market Fund (MMF)

Click Invest / Buy

Choose Wallet balance as payment method

Enter amount

Confirm investment

That’s it.

If It Still Doesn’t Work (Common Reasons)

You may see that error if:

Minimum investment amount not reached

Wallet funds still pending/processing

You’re clicking “Fund” instead of “Invest”

Account not fully verified (KYC incomplete)

App bug (common with some users)

Quick Fix (Try These Now)

Log out and log in again

Update the app

Wait 10–30 minutes after funding

Try clicking Invest instead of Fund Wallet

If It Still Fails

Contact support:

In-app chat

Email: support@investnaija.com

InvestNaija is powered by Chapel Hill Denham, and offers regulated investment funds including money market funds.