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  1. Asked: September 23, 2026In: INVESTING & WEALTH BUILDING

    How Can I Open a Stock Investment Account for a 3-Year-Old Child in Nigeria?

    Salami Ridwon
    Salami Ridwon Starter
    Added an answer about 3 days ago

    Let me explain this as regard investnaija app for investment For a 3-year-old child, InvestNaija now provides a Dependant Account. A parent or guardian can create it from their existing InvestNaija account rather than creating a completely separate adult account for the child. How it works on InvestRead more

    Let me explain this as regard investnaija app for investment
    For a 3-year-old child, InvestNaija now provides a Dependant Account. A parent or guardian can create it from their existing InvestNaija account rather than creating a completely separate adult account for the child.

    How it works on InvestNaija

    Think of it like this:

    Parent/Guardian’s InvestNaija account → Add Dependant → Child’s Minor Account

    The parent/guardian:

    Logs into their InvestNaija app.
    Goes to their Profile.
    Selects “Add Dependant.”
    Enters the child’s details, including the child’s NIN.
    Uploads the child’s passport-style photograph and birth certificate.
    InvestNaija reviews and approves the application.

    The parent/guardian’s own InvestNaija profile must be fully verified and at least Tier 2 KYC before opening the dependant account.

    So, what account should you open?

    For a 3-year-old, it would be a Dependant Account, rather than an ordinary adult investment account.

    This is different from simply putting the child’s money into the parent’s personal investment account because the InvestNaija feature is specifically designed to allow parents/guardians to create an investment account for minors. InvestNaija’s recent app updates also specifically mention the ability to open and manage Minor Accounts for children.

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