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Clement Baribefii
Asked: 2026-03-31T16:58:49+00:00 In:

How Can I Buy Money Market Funds on the InvestNaija App in Nigeria?

Please someone help, I funded my INVESTNAIJA app wallet but couldn’t buy MMF with it….
They keep telling me I can’t fund wallet with wallet.

investnaija appmmf investment nigeriamutual funds nigeria

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2 Answers

  2. Onyx_WiseFidafa
    Starter

    The "You can’t fund wallet with wallet" error usually happens because you are accidentally trying to add money to your balance using the money already in your balance. To buy MMF, you need to invest, not fund. Since your wallet is already funded, here is the correct way to complete your purchase: ThRead more

    The “You can’t fund wallet with wallet” error usually happens because you are accidentally trying to add money to your balance using the money already in your balance. To buy MMF, you need to invest, not fund.

    Since your wallet is already funded, here is the correct way to complete your purchase:

    The Simple 3-Step Fix

    1. Stop using the “Fund Wallet” button: That button is only for moving money from your bank account into the app.
    2. Go to the “Invest” Section: On your dashboard, look for “Invest” or “InvestIN” and select Money Market Fund (MMF).
    3. Choose Wallet as your Source: When the app asks how you want to pay for the MMF, select “Wallet” or “Available Balance” instead of “Bank Transfer” or “Card.”

    Why it failed earlier
    The app thinks you are trying to “re-fund” your wallet with itself, which creates a technical loop. By going through the Invest menu instead of the Wallet menu, you tell the system to move the money from your “cash holding” into the “investment holding.”

    Still having trouble?

    • Check your KYC: Ensure your ID verification is complete, as some funds won’t let you buy until you’re verified.
    • Minimum Amount: Make sure the amount you’re trying to invest isn’t lower than the fund’s minimum requirement.
    • Refresh: Log out and back in to sync your balance.

    Goodluck!

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  3. Ochoyoda
    Active Creator

    If you're getting "You can't fund wallet with wallet" on the InvestNaija, it usually means you're trying to fund the MMF the wrong way. Here’s what’s happening and how to fix it 👇 Why You're Seeing "You Can't Fund Wallet With Wallet" On InvestNaija, there are usually two different balances: Wallet bRead more

    If you’re getting “You can’t fund wallet with wallet” on the InvestNaija, it usually means you’re trying to fund the MMF the wrong way.

    Here’s what’s happening and how to fix it 👇

    Why You’re Seeing “You Can’t Fund Wallet With Wallet”

    On InvestNaija, there are usually two different balances:

    Wallet balance (cash you funded)

    Investment account (MMF / funds)

    When you try to fund wallet again using wallet, the system blocks it — because you already have money in the wallet. Instead, you should invest directly, not fund again.

    Correct Way to Buy MMF on InvestNaija

    Follow these steps:

    Step-by-Step

    Open InvestNaija App

    Go to Invest / InvestIN

    Select Money Market Fund (MMF)

    Click Invest / Buy

    Choose Wallet balance as payment method

    Enter amount

    Confirm investment

    That’s it.

    If It Still Doesn’t Work (Common Reasons)

    You may see that error if:

    Minimum investment amount not reached

    Wallet funds still pending/processing

    You’re clicking “Fund” instead of “Invest”

    Account not fully verified (KYC incomplete)

    App bug (common with some users)

    Quick Fix (Try These Now)

    Log out and log in again

    Update the app

    Wait 10–30 minutes after funding

    Try clicking Invest instead of Fund Wallet

    If It Still Fails

    Contact support:

    In-app chat

    Email: support@investnaija.com

    InvestNaija is powered by Chapel Hill Denham, and offers regulated investment funds including money market funds.

    See less

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