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Alex ejike

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  1. Asked: April 20, 2026In: INVESTING & WEALTH BUILDING

    How do bond funds work in Nigeria and why do prices go up and down?

    Alex ejike
    Alex ejike
    Replied to answer on April 30, 2026 at 9:25 am

    I suggest you download the app first and then register to get going in practical terms.

    I suggest you download the app first and then register to get going in practical terms.

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  2. Asked: April 18, 2026In: FINANCIAL LITERACY

    How can I save and invest on a ₦90k salary in Nigeria?

    Alex ejike
    Alex ejike
    Added an answer on April 20, 2026 at 8:16 pm

    Waw this question is the reality of most Nigerians with many earning salaries even less. But when it comes to fighting for financial freedom been real will not help. Then it becomes all about sacrifice,delaying gratification and living below your means If you want to face reality a salary of 90k inRead more

    Waw this question is the reality of most Nigerians with many earning salaries even less.
    But when it comes to fighting for financial freedom been real will not help. Then it becomes all about sacrifice,delaying gratification and living below your means
    If you want to face reality a salary of 90k in today’s Nigeria is not even enough but then the practicable strategy to adopt after deciding to embark on the journey of wealth creation with this kind of salary is to save first before spending each time the salary is received. That is what I practice and it has been working for me. See it this way if you save first,you will have not option than to make do of what is left but if you choose to spend first before you save it will still not be enough.
    So I would advice the adopt the 70-30 principle. Budget your upkeep not to exceed 70% of the 90k and then plan on spreading the 30% between your savings,investing and given. dont mind the amount but just be disciplined,consistent and patient with yourself and over time you will be happy that you have made the right choice.

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  3. Asked: April 20, 2026In: INVESTING & WEALTH BUILDING

    How do bond funds work in Nigeria and why do prices go up and down?

    Alex ejike
    Alex ejike
    Replied to answer on April 20, 2026 at 10:51 am

    Thanks a lot sir. This made a lot of impact.

    Thanks a lot sir. This made a lot of impact.

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  4. Asked: April 18, 2026In: INVESTING & WEALTH BUILDING

    What is the best strategy when a fund like InvestNaija Paramount Fund gains 18% in Nigeria?

    Alex ejike
    Alex ejike
    Replied to answer on April 20, 2026 at 5:34 am

    Thanks so much,this actually helps

    Thanks so much,this actually helps

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  5. Asked: March 22, 2026In: INVESTING & WEALTH BUILDING

    How do I correct a money market mutual fund account opened in the wrong name in Nigeria?

    Alex ejike
    Alex ejike
    Replied to answer on March 23, 2026 at 3:35 pm

    Yes all you need is the relevant documentations in terms of registration but then it's something that requires you physical presence in the banking hall as that aspect of cooperate investment has not been added in the apps. But yes it is possible.

    Yes all you need is the relevant documentations in terms of registration but then it’s something that requires you physical presence in the banking hall as that aspect of cooperate investment has not been added in the apps. But yes it is possible.

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  6. Asked: March 23, 2026In: INVESTING & WEALTH BUILDING

    How Can I Check My FGN Savings Bond Balance on InvestNaija App?

    Alex ejike
    Best Answer
    Alex ejike
    Added an answer on March 23, 2026 at 3:26 pm

    Simple way request for your e statement of account. Though they are also working on the app so that you can view it on the go. Source my personal correspondence with them in response to my email

    Simple way request for your e statement of account. Though they are also working on the app so that you can view it on the go. Source my personal correspondence with them in response to my email

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  7. Asked: March 22, 2026In: INVESTING & WEALTH BUILDING

    What Is the Difference Between Bonds and Treasury Bills in Nigeria?

    Alex ejike
    Alex ejike
    Added an answer on March 23, 2026 at 8:49 am

    Bonds are fixed interest and fixed term investment instruments of long term usually for a three or two year term and issued by the government or reputable strong organizations and interest payments are made quarterly or otherwise defined and principal also repaid at the maturity of tenure with the lRead more

    Bonds are fixed interest and fixed term investment instruments of long term usually for a three or two year term and issued by the government or reputable strong organizations and interest payments are made quarterly or otherwise defined and principal also repaid at the maturity of tenure with the last interest coupon.

    While treasury bills are short term debt instruments for 30,60,90 days or as defined.also issued by government or reputable organizations to need short or immediate term financial needs. One unique aspect of this instrument is that it is made net of interest of the amount which is then paid at maturity. I.e interest can be received upfront.

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