What is the difference between net equity value and net equity total cost on InvestNaija app in Nigeria?

In the InvestNaija App, Net Equity Value and Net Equity Total Cost are two different things used to track your stock performance.
Here’s the simple explanation:
1. Net Equity Total Cost
Net Equity Total Cost = Total amount of money you used to buy your shares
This includes:
Purchase price of shares
Brokerage fees
Transaction charges
SEC fees (if applicable)
Example
You bought:
1,000 UBA shares at ₦20 = ₦20,000
Charges = ₦200
Net Equity Total Cost = ₦20,200
This is your original investment amount.
2. Net Equity Value
Net Equity Value = Current market value of your shares
This changes daily depending on market price.
Example
If UBA share price increases to ₦23:
1,000 shares × ₦23 = ₦23,000
Net Equity Value = ₦23,000
3. The Difference (This Shows Your Profit or Loss)
Term
Meaning
Net Equity Total Cost
What you invested
Net Equity Value
What your investment is worth now
Difference
Profit or loss
Example
Net Equity Total Cost = ₦20,200
Net Equity Value = ₦23,000
Profit = ₦2,800
Quick Rule (Easy to Remember)
Net Equity Total Cost → Your Money In
Net Equity Value → Your Money Now