Why Am I Getting “You Can’t Fund Your Wallet With Wallet” Error When Investing in MMF in Nigeria?

This error usually happens when you’re trying to fund the wallet again instead of funding the MMF directly.

The message “You can’t fund your wallet with wallet” means:

You already have money in your wallet

But you’re clicking “Fund Wallet” instead of “Invest in MMF” / “Top-up MMF”

So the system thinks you’re trying to move money from wallet → wallet, which is not allowed.

✅ How to Fix It (Step-by-Step)

Try this:

Step 1

Go to MMF (Money Market Fund)

Step 2

Click:

Top up

Invest

Add funds (Depends on the app wording)

Step 3

Choose Wallet as payment method

Step 4

Enter amount → Confirm

Why It Worked Before

The first time:

You probably funded MMF directly

Not the wallet

Now:

You funded wallet first

Then mistakenly clicked fund wallet again

Another Possible Cause

Sometimes this also happens if:

App is lagging

Session expired

App needs update

Try:

Close app

Reopen

Try again

Quick question so I guide you correctly: Which app are you using?

Cowrywise

PiggyVest

InvestNaija

Or another one?

Tell me and I’ll give exact steps for your app.