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Anonymous
Asked: 2026-03-31T15:35:30+00:00 In:

Why Am I Getting “You Can’t Fund Your Wallet With Wallet” Error When Investing in MMF in Nigeria?

I funded my wallet and it reflected but when I tried to top up my account in MMF it didn’t go through, I would click on wallet so as to top it up but each time I would get ” you can’t fund your wallet with wallet” and I don’t understand this. This is my second time I already have money in MMF and the first went through smoothly.

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3 Answers

  2. Ochoyoda
    Community Builder

    This error usually happens when you're trying to fund the wallet again instead of funding the MMF directly. The message "You can't fund your wallet with wallet" means: You already have money in your wallet But you're clicking "Fund Wallet" instead of "Invest in MMF" / "Top-up MMF" So the system thinRead more

    This error usually happens when you’re trying to fund the wallet again instead of funding the MMF directly.

    The message “You can’t fund your wallet with wallet” means:

    You already have money in your wallet

    But you’re clicking “Fund Wallet” instead of “Invest in MMF” / “Top-up MMF”

    So the system thinks you’re trying to move money from wallet → wallet, which is not allowed.

    ✅ How to Fix It (Step-by-Step)

    Try this:

    Step 1

    Go to MMF (Money Market Fund)

    Step 2

    Click:

    Top up

    Invest

    Add funds (Depends on the app wording)

    Step 3

    Choose Wallet as payment method

    Step 4

    Enter amount → Confirm

    Why It Worked Before

    The first time:

    You probably funded MMF directly

    Not the wallet

    Now:

    You funded wallet first

    Then mistakenly clicked fund wallet again

    Another Possible Cause

    Sometimes this also happens if:

    App is lagging

    Session expired

    App needs update

    Try:

    Close app

    Reopen

    Try again

    Quick question so I guide you correctly: Which app are you using?

    Cowrywise

    PiggyVest

    InvestNaija

    Or another one?

    Tell me and I’ll give exact steps for your app.

    See less

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