Whether you are a housewife, a student, or an Abuja business owner, the rules for filing depend on income, not just your status. Here is the simplified guide: 1. Housewife (Lagos) or Student (18+) with No Income If you are not working and receive no salary or business profit, you do not owe tax. HowRead more
Whether you are a housewife, a student, or an Abuja business owner, the rules for filing depend on income, not just your status. Here is the simplified guide:
1. Housewife (Lagos) or Student (18+) with No Income
If you are not working and receive no salary or business profit, you do not owe tax. However, filing is recommended to build a financial record for future visas or loans.
How: Visit the FCT-IRS portal(https://fctirs.gov.ng/). Like Lagos, you register for a TIN, declare your annual earnings (salary or business), and pay via Remita.
B. Company Income Tax (Business)
Authority: FIRS (Federal Inland Revenue Service) — Note: This is Federal, not State.
How: If you have a registered company (Limited Liability), you must use the TaxPro-Max portal. You file this based on your company’s financial year-end, usually within 6 months of your business anniversary.
Summary Comparison
Category, Where to File, What to File
Housewife/Student (No Income), LIRS (Lagos), Nil Return (₦0)
Abuja Resident (Personal), FCT-IRS, Annual Returns
Abuja Business (Company), FIRS, Company Income Tax
Why should a student or housewife bother?
Even with ₦0 income, having a “Tax Clearance Certificate” proves you are a law-abiding resident. It is often a secret requirement for opening certain business bank accounts or applying for international opportunities later in life.
Since you are asking for both Lagos and Abuja, are you helping someone else file, or do you have interests in both cities?
Whether you are a housewife, a student, or an Abuja business owner, the rules for filing depend on income, not just your status. Here is the simplified guide: 1. Housewife (Lagos) or Student (18+) with No Income If you are not working and receive no salary or business profit, you do not owe tax. HowRead more
Whether you are a housewife, a student, or an Abuja business owner, the rules for filing depend on income, not just your status. Here is the simplified guide:
1. Housewife (Lagos) or Student (18+) with No Income
If you are not working and receive no salary or business profit, you do not owe tax. However, filing is recommended to build a financial record for future visas or loans.
3. Select “Annual Returns” and enter ₦0 for all income fields.
4. Submit to get your acknowledgment slip.
2. People Living in Abuja (FCT)
Abuja residents deal with two different authorities depending on the type of tax:
A. Personal Income Tax (Individual)
Authority:FCT-IRS (FCT Internal Revenue Service).
How: Visit the FCT-IRS portal(https://fctirs.gov.ng/). Like Lagos, you register for a TIN, declare your annual earnings (salary or business), and pay via Remita.
B. Company Income Tax (Business)
Authority: FIRS (Federal Inland Revenue Service) — Note: This is Federal, not State.
How:If you have a registered company (Limited Liability), you must use the TaxPro-Max portal. You file this based on your company’s financial year-end, usually within 6 months of your business anniversary.
Summary Comparison
Category, Where to File, What to File
Housewife/Student (No Income), LIRS (Lagos), Nil Return (₦0)
Abuja Resident (Personal), FCT-IRS, Annual Returns
Abuja Business (Company), FIRS, Company Income Tax
Why should a student or housewife bother?
Even with ₦0 income, having a “Tax Clearance Certificate” proves you are a law-abiding resident. It is often a secret requirement for opening certain business bank accounts or applying for international opportunities later in life.
Since you are asking for both Lagos and Abuja, are you helping someone else file, or do you have interests in both cities?
What you saw in your Zenith account isn't a random gift or an error—it’s actually a sign that your money was working for you while you were away! Since you haven't used the account much, these transactions are just the bank "settling the books" on your balance. Here is the simple breakdown of what hRead more
What you saw in your Zenith account isn’t a random gift or an error—it’s actually a sign that your money was working for you while you were away! Since you haven’t used the account much, these transactions are just the bank “settling the books” on your balance.
Here is the simple breakdown of what happened:
1. What is “Capitalized Interest”?
Think of this as your “Loyalty Reward” from the bank. Even though you haven’t been active, Zenith Bank calculates interest on whatever balance you left there.
Why now? Banks often pay out this interest in bulk once a month or once a quarter.
The Result: The ₦4,183 credited to you is 100% your money—it’s the profit your ₦2,500 (and whatever else was there) earned over time. You didn’t see it for 15 years because either the amount was too small to trigger an alert, or your account type recently became eligible for these payments.
2. What is State Withholding Tax?
This is the “Government’s Share” of your profit. In Nigeria, the law requires banks to deduct tax on any interest you earn.
The Math: The standard rate is 10%. Since you earned about ₦4,183 in interest, the government took roughly 10% of that (which is your ₦400+ debit).
Is it a trap? No. They are not touching your original ₦2,500. They only take a piece of the new money they just gave you.
Your Questions Answered:
“Are they doing Easter?” Not exactly! It’s just standard banking math. However, it’s a nice surprise to find an extra ₦3,700+ (interest minus tax) in an account you thought was empty.
“Will they touch my 2,500 tomorrow?” No. State Withholding Tax only happens when you earn interest. If you don’t earn any more interest tomorrow, there will be nothing for them to tax. Your original balance is safe.
“How often will they debit it?” Only on the day they pay your interest. If Zenith pays interest monthly, you’ll see a small credit and a tiny 10% debit once a month. If they pay quarterly, it happens four times a year.
The Bottom Line
You actually gained money today. Zenith gave you ₦4,183 and the government took ₦418, leaving you with a profit of about ₦3,765 that wasn’t there before.
There is no need to rush and withdraw your ₦2,500 out of fear. Zenith isn’t “withholding” your money; they are just acting as a middleman to send the government its 10% cut of your free interest.
Since you’ve moved to OPay for your daily “wahala-free” banking, are you planning to keep this Zenith account as a backup, or are you looking to close it entirely?
Yes, you absolutely can. Most major Nigerian fintechs now hold full banking licenses from the Central Bank, allowing them to offer dedicated corporate and business accounts that work just like traditional bank accounts. If you are looking for speed and efficiency, a fintech is often more "effective"Read more
Yes, you absolutely can. Most major Nigerian fintechs now hold full banking licenses from the Central Bank, allowing them to offer dedicated corporate and business accounts that work just like traditional bank accounts.
If you are looking for speed and efficiency, a fintech is often more “effective” for daily operations than a traditional bank.
Leading Fintechs for Corporate Accounts
Moniepoint & Brass: Specifically built for businesses; excellent for high-volume transactions and team management.
Kuda Business: Great for freelancers and SMEs; allows you to send professional invoices directly from the app.
VFD (VBank) & Carbon: Offer competitive interest rates on business savings and easy access to credit.
What You’ll Need to Open One
The process is 100% digital. You generally need:
CAC Documents: Your Registration Certificate and Status Report.
TIN: Your Tax Identification Number (though some allow you to provide this later).
Director Details: Valid ID (NIN/Passport) and BVN for the business owners.
Utility Bill: Proof of your business address.
Fintech vs. Traditional Bank: The Reality
To run your business effectively, it is best to understand the strengths of both:
The Fintech Advantage: Accounts are opened in minutes, transfer fees are usually lower (or zero), and the mobile apps rarely crash. They are perfect for daily vendor payments and customer collections.
The Traditional Bank Advantage: Banks like GTBank, Zenith, or Access are still better for large-scale international transactions (Form M/Letters of Credit) and carry higher “perceived credibility” with older, more conservative corporate clients.
The “Bottom Line” Strategy
Don’t feel forced to choose just one. The most effective strategy for a Nigerian business in 2026 is a Hybrid Model:
Use a Fintech Account for your fast, everyday transfers and payroll.
Keep a Traditional Bank Account for long-term savings, heavy corporate credibility, and complex international trade.
Is your business already registered with the CAC, or are you looking for a bank that can help you handle the registration process as well?
It is a common misconception that online-generated Tax IDs are "ineffective." In reality, they are the only acceptable way to file in Lagos today, as the state has fully transitioned to a digital-first system. The reason people struggle isn't that the ID is invalid; it's usually because the accountRead more
It is a common misconception that online-generated Tax IDs are “ineffective.” In reality, they are the only acceptable way to file in Lagos today, as the state has fully transitioned to a digital-first system.
The reason people struggle isn’t that the ID is invalid; it’s usually because the account hasn’t been activated or linked to a specific tax station.
The Truth About Your Online Tax ID
Lagos State (LIRS) now operates almost exclusively through the eTax portal. If you generated your ID online:
It is valid: It is a recognized legal identifier.
It is integrated: The system is designed to catch your data immediately.
It is required: Manual filings are being phased out in favor of this electronic method.
How to Make Your ID “Effective” for Filing
If your ID isn’t allowing you to file, it’s likely “dormant.” Here is the 3-step fix to integrate it perfectly:
Complete Your Profile: Log in to https://etax.lirs.net/ . Most “ineffective” IDs are simply missing a house address, a profile picture, or an updated phone number. The system won’t let you file until your profile is 100% complete.
Assign a Tax Station: You must select a specific Tax Office (usually the one closest to where you live in Lagos) within the portal settings. This “activates” your ID within that specific jurisdiction.
Validate with NIN/BVN: Ensure your National Identification Number (NIN) or BVN is correctly linked. As of 2026, Nigeria has harmonized these systems; if your NIN isn’t linked, your Tax ID may remain “unverified.”
A Note on “Federal vs. State” IDs
If you generated a TIN via the Federal (FIRS) portal, it may not automatically show up on the Lagos (LIRS) portal. While they are being harmonized, you may still need to “Create New Taxpayer ID” on the LIRS eTax site specifically to ensure you are registered as a Lagos resident.
The Bottom Line: Don’t ignore an online ID. Instead, log in, finish the registration form, and select your tax station. Once that’s done, you can download your Tax Clearance Certificate (TCC) directly from your couch.
Are you trying to file for the 2025/2026 assessment year specifically, or are you just trying to get your ID ready for future use?
Filing taxes for a Business Name in Nigeria is simpler than for a "Limited Liability Company" because the business and the owner are treated as one. You primarily deal with the FIRS (Federal) for VAT and your State Revenue Service (e.g., LIRS for Lagos) for Income Tax. Here is the practical, no-nonsRead more
Filing taxes for a Business Name in Nigeria is simpler than for a “Limited Liability Company” because the business and the owner are treated as one. You primarily deal with the FIRS (Federal) for VAT and your State Revenue Service (e.g., LIRS for Lagos) for Income Tax.
Here is the practical, no-nonsense roadmap to getting it done:
1. Get Your “Tax Identity” (TIN)
Before you can file anything, you need a Tax Identification Number (TIN).
The Process: Visit the nearest FIRS office with your CAC Certificate, a valid ID, and your business address.
Cost: Obtaining a TIN is free. Do not pay anyone to “generate” it unless they are a consultant charging for their time.
2. The Two Main Taxes You Must Know
As a business name owner, you generally juggle two balls:
Value Added Tax (VAT): This is 7.5% added to your customers’ invoices. You must remit this to the FIRS monthly. Even if you made zero sales, you must file a “Nil Return” to avoid heavy fines.
Personal Income Tax (Direct Assessment): Since you are a sole proprietor, you pay tax on your business profits to your State Government. This is filed annually.
3. Practical Filing Calendar
Tax Type, Who to Pay, When to File
VAT, FIRS (Federal), By the 21st day of every month.
Income Tax, State IRS, Once a year (Deadline is usually March 31st)
4. Simple Record Keeping
You cannot file taxes accurately if you don’t know your numbers. Keep a simple notebook or Excel sheet tracking:
Total Sales (Revenue)
Business Expenses (Rent, data, electricity, transport)
Net Profit (Revenue minus Expenses). Your income tax is based on this figure.
The “Bottom Line” Shortcut
If you are just starting out and want to stay legal without stress:
Register your TIN immediately at the FIRS.
File your VAT monthly via the TaxPromax portal (firs.gov.ng). If you didn’t sell anything, just enter “0” so you aren’t penalized.
Keep your receipts. Every business expense you document reduces the “profit” you are taxed on at the end of the year.
Is your business currently making active sales, or are you just setting up the paperwork for future use?
Navigating the Nigerian tax system can be overwhelming, but most people's struggles usually fall into a few specific categories. Whether you are a freelancer in Lagos or a trader in Abuja, etc these are the primary hurdles: 1. Jurisdictional Confusion The most common headache is simply knowing who tRead more
Navigating the Nigerian tax system can be overwhelming, but most people’s struggles usually fall into a few specific categories. Whether you are a freelancer in Lagos or a trader in Abuja, etc these are the primary hurdles:
1. Jurisdictional Confusion
The most common headache is simply knowing who to pay. People are often unsure if they owe money to the Federal Government (FIRS) or their State Government (SIRS). For those who live in one state but work in another, the confusion doubles.
2. Status Uncertainty
Many Nigerians are unclear on whether their current life situation even requires a tax filing. This is especially true for:
Students and the Unemployed: Who aren’t sure if they should file a “Nil Return.“
The Self-Employed: Who don’t realize they must calculate their own “Direct Assessment” instead of waiting for an employer.
3. The “TIN” Nightmare
Obtaining and verifying a Tax Identification Number (TIN) is a major bottleneck. Issues range from having “ghost” multiple IDs to discovering that a State TIN isn’t recognized by Federal portals, making digital filing nearly impossible.
4. Lack of Financial Records
For many small business owners and artisans, income is irregular and cash-based. Without a formal bookkeeping system, they struggle to prove how much they actually earned, leading to fears that the government will overcharge them or apply heavy penalties for “guestimating.”
The Bottom Line
Tax compliance in Nigeria isn’t just about paying money; it’s about documenting your financial existence. Whether you are a student filing a “Nil Return” in Lagos, a housewife getting a TIN in Abuja, or a freelancer tracking irregular income, having a clear tax record is your “financial passport.” It simplifies everything from getting travel visas to securing business loans, transforming tax from a confusing hurdle into a tool for your future growth.
Thank you for taking time to share your thought. You’ve captured the real situation perfectly, this is exactly where most people struggle. It’s not that people are avoiding tax on purpose… It’s that the system feels confusing and unclear. From where to file, to whether they should even file, to recoRead more
Thank you for taking time to share your thought.
You’ve captured the real situation perfectly, this is exactly where most people struggle.
It’s not that people are avoiding tax on purpose…
It’s that the system feels confusing and unclear.
From where to file, to whether they should even file, to record keeping—these gaps make people delay or ignore it completely.
The key takeaway:
Tax becomes easy when there is clarity + simple structure.
Once people understand:
– where they belong (state vs federal)
– what qualifies as income
– and how to keep basic records
How Can Unemployed Persons File PIT in Lagos State and Nigeria Tax System?
Whether you are a housewife, a student, or an Abuja business owner, the rules for filing depend on income, not just your status. Here is the simplified guide: 1. Housewife (Lagos) or Student (18+) with No Income If you are not working and receive no salary or business profit, you do not owe tax. HowRead more
Whether you are a housewife, a student, or an Abuja business owner, the rules for filing depend on income, not just your status. Here is the simplified guide:
1. Housewife (Lagos) or Student (18+) with No Income
If you are not working and receive no salary or business profit, you do not owe tax. However, filing is recommended to build a financial record for future visas or loans.
2. People Living in Abuja (FCT)
Abuja residents deal with two different authorities depending on the type of tax:
A. Personal Income Tax (Individual)
B. Company Income Tax (Business)
Summary Comparison
Category, Where to File, What to File
Housewife/Student (No Income), LIRS (Lagos), Nil Return (₦0)
Abuja Resident (Personal), FCT-IRS, Annual Returns
Abuja Business (Company), FIRS, Company Income Tax
Why should a student or housewife bother?
Even with ₦0 income, having a “Tax Clearance Certificate” proves you are a law-abiding resident. It is often a secret requirement for opening certain business bank accounts or applying for international opportunities later in life.
Since you are asking for both Lagos and Abuja, are you helping someone else file, or do you have interests in both cities?
Goodluck!
See lessHow Can Unemployed Persons File PIT in Lagos State and Nigeria Tax System?
Whether you are a housewife, a student, or an Abuja business owner, the rules for filing depend on income, not just your status. Here is the simplified guide: 1. Housewife (Lagos) or Student (18+) with No Income If you are not working and receive no salary or business profit, you do not owe tax. HowRead more
Whether you are a housewife, a student, or an Abuja business owner, the rules for filing depend on income, not just your status. Here is the simplified guide:
1. Housewife (Lagos) or Student (18+) with No Income
If you are not working and receive no salary or business profit, you do not owe tax. However, filing is recommended to build a financial record for future visas or loans.
2. People Living in Abuja (FCT)
Abuja residents deal with two different authorities depending on the type of tax:
A. Personal Income Tax (Individual)
B. Company Income Tax (Business)
Summary Comparison
Category, Where to File, What to File
Housewife/Student (No Income), LIRS (Lagos), Nil Return (₦0)
Abuja Resident (Personal), FCT-IRS, Annual Returns
Abuja Business (Company), FIRS, Company Income Tax
Why should a student or housewife bother?
Even with ₦0 income, having a “Tax Clearance Certificate” proves you are a law-abiding resident. It is often a secret requirement for opening certain business bank accounts or applying for international opportunities later in life.
Since you are asking for both Lagos and Abuja, are you helping someone else file, or do you have interests in both cities?
Goodluck!
See lessWhat Is State Withholding Tax on Bank Accounts in Nigeria and Why Is It Deducted?
What you saw in your Zenith account isn't a random gift or an error—it’s actually a sign that your money was working for you while you were away! Since you haven't used the account much, these transactions are just the bank "settling the books" on your balance. Here is the simple breakdown of what hRead more
What you saw in your Zenith account isn’t a random gift or an error—it’s actually a sign that your money was working for you while you were away! Since you haven’t used the account much, these transactions are just the bank “settling the books” on your balance.
Here is the simple breakdown of what happened:
1. What is “Capitalized Interest”?
Think of this as your “Loyalty Reward” from the bank. Even though you haven’t been active, Zenith Bank calculates interest on whatever balance you left there.
2. What is State Withholding Tax?
This is the “Government’s Share” of your profit. In Nigeria, the law requires banks to deduct tax on any interest you earn.
Your Questions Answered:
The Bottom Line
You actually gained money today. Zenith gave you ₦4,183 and the government took ₦418, leaving you with a profit of about ₦3,765 that wasn’t there before.
There is no need to rush and withdraw your ₦2,500 out of fear. Zenith isn’t “withholding” your money; they are just acting as a middleman to send the government its 10% cut of your free interest.
Since you’ve moved to OPay for your daily “wahala-free” banking, are you planning to keep this Zenith account as a backup, or are you looking to close it entirely?
Goodluck!
See lessCan I open a corporate account with Fintech bank?
Yes, you absolutely can. Most major Nigerian fintechs now hold full banking licenses from the Central Bank, allowing them to offer dedicated corporate and business accounts that work just like traditional bank accounts. If you are looking for speed and efficiency, a fintech is often more "effective"Read more
Yes, you absolutely can. Most major Nigerian fintechs now hold full banking licenses from the Central Bank, allowing them to offer dedicated corporate and business accounts that work just like traditional bank accounts.
If you are looking for speed and efficiency, a fintech is often more “effective” for daily operations than a traditional bank.
Leading Fintechs for Corporate Accounts
What You’ll Need to Open One
The process is 100% digital. You generally need:
Fintech vs. Traditional Bank: The Reality
To run your business effectively, it is best to understand the strengths of both:
The “Bottom Line” Strategy
Don’t feel forced to choose just one. The most effective strategy for a Nigerian business in 2026 is a Hybrid Model:
Is your business already registered with the CAC, or are you looking for a bank that can help you handle the registration process as well?
Goodluck!
See lessCan I use an online-generated Taxpayer ID to file taxes with FIRS or LIRS in Lagos without issues?
It is a common misconception that online-generated Tax IDs are "ineffective." In reality, they are the only acceptable way to file in Lagos today, as the state has fully transitioned to a digital-first system. The reason people struggle isn't that the ID is invalid; it's usually because the accountRead more
It is a common misconception that online-generated Tax IDs are “ineffective.” In reality, they are the only acceptable way to file in Lagos today, as the state has fully transitioned to a digital-first system.
The reason people struggle isn’t that the ID is invalid; it’s usually because the account hasn’t been activated or linked to a specific tax station.
The Truth About Your Online Tax ID
Lagos State (LIRS) now operates almost exclusively through the eTax portal. If you generated your ID online:
How to Make Your ID “Effective” for Filing
If your ID isn’t allowing you to file, it’s likely “dormant.” Here is the 3-step fix to integrate it perfectly:
A Note on “Federal vs. State” IDs
If you generated a TIN via the Federal (FIRS) portal, it may not automatically show up on the Lagos (LIRS) portal. While they are being harmonized, you may still need to “Create New Taxpayer ID” on the LIRS eTax site specifically to ensure you are registered as a Lagos resident.
The Bottom Line: Don’t ignore an online ID. Instead, log in, finish the registration form, and select your tax station. Once that’s done, you can download your Tax Clearance Certificate (TCC) directly from your couch.
Are you trying to file for the 2025/2026 assessment year specifically, or are you just trying to get your ID ready for future use?
Goodluck!
See lessHow Do I File Taxes for My Business Name in Nigeria?
Filing taxes for a Business Name in Nigeria is simpler than for a "Limited Liability Company" because the business and the owner are treated as one. You primarily deal with the FIRS (Federal) for VAT and your State Revenue Service (e.g., LIRS for Lagos) for Income Tax. Here is the practical, no-nonsRead more
Filing taxes for a Business Name in Nigeria is simpler than for a “Limited Liability Company” because the business and the owner are treated as one. You primarily deal with the FIRS (Federal) for VAT and your State Revenue Service (e.g., LIRS for Lagos) for Income Tax.
Here is the practical, no-nonsense roadmap to getting it done:
1. Get Your “Tax Identity” (TIN)
Before you can file anything, you need a Tax Identification Number (TIN).
2. The Two Main Taxes You Must Know
As a business name owner, you generally juggle two balls:
3. Practical Filing Calendar
Tax Type, Who to Pay, When to File
VAT, FIRS (Federal), By the 21st day of every month.
Income Tax, State IRS, Once a year (Deadline is usually March 31st)
4. Simple Record Keeping
You cannot file taxes accurately if you don’t know your numbers. Keep a simple notebook or Excel sheet tracking:
The “Bottom Line” Shortcut
If you are just starting out and want to stay legal without stress:
Is your business currently making active sales, or are you just setting up the paperwork for future use?
Goodluck!
See lessWhat is your biggest challenge when it comes to taxes?
Navigating the Nigerian tax system can be overwhelming, but most people's struggles usually fall into a few specific categories. Whether you are a freelancer in Lagos or a trader in Abuja, etc these are the primary hurdles: 1. Jurisdictional Confusion The most common headache is simply knowing who tRead more
Navigating the Nigerian tax system can be overwhelming, but most people’s struggles usually fall into a few specific categories. Whether you are a freelancer in Lagos or a trader in Abuja, etc these are the primary hurdles:
1. Jurisdictional Confusion
The most common headache is simply knowing who to pay. People are often unsure if they owe money to the Federal Government (FIRS) or their State Government (SIRS). For those who live in one state but work in another, the confusion doubles.
2. Status Uncertainty
Many Nigerians are unclear on whether their current life situation even requires a tax filing. This is especially true for:
3. The “TIN” Nightmare
Obtaining and verifying a Tax Identification Number (TIN) is a major bottleneck. Issues range from having “ghost” multiple IDs to discovering that a State TIN isn’t recognized by Federal portals, making digital filing nearly impossible.
4. Lack of Financial Records
For many small business owners and artisans, income is irregular and cash-based. Without a formal bookkeeping system, they struggle to prove how much they actually earned, leading to fears that the government will overcharge them or apply heavy penalties for “guestimating.”
The Bottom Line
Tax compliance in Nigeria isn’t just about paying money; it’s about documenting your financial existence. Whether you are a student filing a “Nil Return” in Lagos, a housewife getting a TIN in Abuja, or a freelancer tracking irregular income, having a clear tax record is your “financial passport.” It simplifies everything from getting travel visas to securing business loans, transforming tax from a confusing hurdle into a tool for your future growth.
Goodluck!
See lessWhat is your biggest challenge when it comes to taxes?
Thank you for taking time to share your thought. You’ve captured the real situation perfectly, this is exactly where most people struggle. It’s not that people are avoiding tax on purpose… It’s that the system feels confusing and unclear. From where to file, to whether they should even file, to recoRead more
Thank you for taking time to share your thought.
You’ve captured the real situation perfectly, this is exactly where most people struggle.
It’s not that people are avoiding tax on purpose…
It’s that the system feels confusing and unclear.
From where to file, to whether they should even file, to record keeping—these gaps make people delay or ignore it completely.
The key takeaway:
Tax becomes easy when there is clarity + simple structure.
Once people understand:
– where they belong (state vs federal)
– what qualifies as income
– and how to keep basic records
# everything starts to make sense
See lessWhat Is the Best Long-Term Portfolio Growth Strategy in Nigeria to Turn Investments Into ₦5 Billion Over 30 Years?
That is thoughtful decision! I wish you just the BEST in your Portfolio growth
That is thoughtful decision! I wish you just the BEST in your Portfolio growth
See lessWhat is the difference between next of kin and writing a will?
Thank you @PapaNgozi! This is encouraging. I wish you all the best in your endeavours
Thank you PapaNgozi! This is encouraging. I wish you all the best in your endeavours
See less