INVESTING & WEALTH BUILDING
This section answers real questions about investing in Nigeria. Learn how to invest in stocks market, treasury bills, bonds, NIDF, Commecial Papers and other opportunities. Whether you are a beginner or experienced, you will find simple guidance to grow your money.
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Buying Stock directly or Equity Fund – Which One is Better?
For a beginner mutual funds (or index funds/ETFs) are way better than picking individual stocks yourself. Why: Less risk (diversification) No need to research companies daily You avoid most newbie mistakes Historically better results for most people starting out Individual stocks only do small amounRead more
For a beginner mutual funds (or index funds/ETFs) are way better than picking individual stocks yourself.
Why:
Less risk (diversification)
No need to research companies daily
You avoid most newbie mistakes
Historically better results for most people starting out
Individual stocks only do small amounts later, once you’ve learned more.
Start with mutual funds. That’s the practical move.
See lessShould I Invest in Dollar Mutual Funds or Naira Mutual Funds in Nigeria as the Dollar Rate Falls?
Okay let set the ball straight just as the way of my mentor (iking. F). Let first understand the word mutual funds. Mutual funds doesn't make you rich over night because, it a low risk investment. And that doesn't make it bad or worst It just for safety and stability. Now back to the U.S market. DolRead more
Okay let set the ball straight just as the way of my mentor (iking. F).
Let first understand the word mutual funds.
Mutual funds doesn’t make you rich over night because, it a low risk investment.
And that doesn’t make it bad or worst
It just for safety and stability.
Now back to the U.S market.
Dollar falling doesn’t makes dollar weak and for a strategic investor you don’t panic because you’re seeing the red sign all over your screen.
No!
Your first step is to know exactly why are you investing in the U.S market.
Cause Clarity cancel unnecessary emotional dramas.
Moreover
Money don’t understand emotions
Hope this helps?
See lessHow Do I Fill and Activate e-Mandate Form on InvestNaija App in Nigeria?
You have to first know the Registrar managing the company you bought her shares,then you reach out to them to know if the account number you provided during CSCS registration on the investnaija app has been mandated for dividends, if not,you will get a link to a website where you will mandate your aRead more
You have to first know the Registrar managing the company you bought her shares,then you reach out to them to know if the account number you provided during CSCS registration on the investnaija app has been mandated for dividends, if not,you will get a link to a website where you will mandate your account number for dividends, but note that some Registrars would require a signature mandate which you will get from your bank
See lessCan Nigerians Living Abroad Buy Shares on the Nigerian Stock Exchange Using Investment Apps?
Yes its absolutely possible, through Iking Ferry Facebook page, i was able to set up my Investnaija account successfully and i don't live in Nigeria
Yes its absolutely possible, through Iking Ferry Facebook page, i was able to set up my Investnaija account successfully and i don’t live in Nigeria
See lessHow Are Returns Generated and Reinvested in a Money Market Fund?
Money market mutual funds is type of investment where your money is put in low risk financial instruments for a short period of time like treasury bills, commercial papers and you earned interst from your investment daily. The interest is paid daily, monthly, quarterly, yearly. compounding is when yRead more
Money market mutual funds is type of investment where your money is put in low risk financial instruments for a short period of time like treasury bills, commercial papers and you earned interst from your investment daily. The interest is paid daily, monthly, quarterly, yearly.
compounding is when your interest start earning interst. That is, when the money you earned from your investment start giving you money also
See lessHow to Move Shares from INACTIVE Stockbroker to an active one in Nigeria ?
the good thing is that the shares are not with cashcraft. they are domiciled at CSCS. let him open an account with any active stockbroker and request for a transfer of his shares from cashcraft to the new one. he will be given transfer and other forms to fill. the new stockbroker will take it up froRead more
the good thing is that the shares are not with cashcraft. they are domiciled at CSCS.
let him open an account with any active stockbroker and request for a transfer of his shares from cashcraft to the new one.
he will be given transfer and other forms to fill.
the new stockbroker will take it up from there till the transfer is done.
after the transfer, he can the do whatever he wants to do with the shares.
See lessWhen is the right time to invest in gold?
The right time to invest in gold is: 1. During economic uncertainty — inflation, wars, weak currencies. Gold thrives when the world is unstable. 2. When the dollar is weak — gold and the US dollar move in opposite directions. Dollar drops, gold rises. 3. During market dips — gold pulled back recentlRead more
The right time to invest in gold is:
1. During economic uncertainty — inflation, wars, weak currencies. Gold thrives when the world is unstable.
2. When the dollar is weak — gold and the US dollar move in opposite directions. Dollar drops, gold rises.
3. During market dips — gold pulled back recently after hitting $4,781/oz. Short-term drops like this are your entry window.
4. Right now — consistently — don’t try to time it perfectly. Invest a fixed amount every month (called Dollar Cost Averaging). This beats waiting for the “perfect” moment every time.
Your best options:
Gold ETFs (GLD, IAU) on NYSE — easiest way in
Bamboo or Trove app — buy US gold ETFs in naira from Nigeria
Gold mining stocks (Newmont, Barrick) — higher risk, higher reward
Gold is up 63% in 2025 and major banks like J.P. Morgan forecast it hitting $5,000/oz before end of 2026.
See lessHow Can i Change my email address on Afrinvest brokage app
Afrinvest app, you cannot just go inside the app and change your email yourself (most times). Because: This is money matter… they lock it for security. What you should do 1. Contact their support directly Send email to: connect@afrinvest.com or brokerageteam@afrinvest.com � afrinvest.com +1 2. WhatRead more
Afrinvest app, you cannot just go inside the app and change your email yourself (most times).
Because: This is money matter… they lock it for security.
What you should do
1. Contact their support directly
Send email to:
connect@afrinvest.com
or brokerageteam@afrinvest.com �
afrinvest.com +1
2. What to write inside
Keep it simple like this:
Your full name
Your account number (if you have it)
Old email (the one you used before)
New email (the one you want to change to)
3. They may ask you to confirm
Small security check… like:
last transaction
phone number
ID
This is normal. They just want to be sure na you.
4. Wait for confirmation
Once they update it, they will reply you.
See lessCan Invest on MMF and NIDF same time?
As a beginner it is best advisable to start with money market mutual fund(MMMF) as it is simple and easy NIDF is also beginner friendly but it doesn't pays interest daily like how MMMF does but you will receive dividends when it's is declared
As a beginner it is best advisable to start with money market mutual fund(MMMF) as it is simple and easy
NIDF is also beginner friendly but it doesn’t pays interest daily like how MMMF does but you will receive dividends when it’s is declared
See lessWhat is the Difference between shares and stocks?
Shares and stocks are often used interchangeably, but there's a subtle difference: Stock refers to a company's overall ownership, representing a claim on part of its assets and profits. Shares represent individual units of ownership in that company. Think of it like a pizza , Stock is the whole pizzRead more
Shares and stocks are often used interchangeably, but there’s a subtle difference:
Stock refers to a company’s overall ownership, representing a claim on part of its assets and profits.
Shares represent individual units of ownership in that company.
Think of it like a pizza ,
Stock is the whole pizza.
Shares are individual slices.
When you buy shares, you’re buying a portion of the company’s stock.
See less